Wells Fargo Senior Securities Based Lending Wealth Underwriter 

United States, New Jersey 

326225603

In this role, you will:

• Lead or participate in moderately complex initiatives and deliverables and contribute to large-scale planning related to Wealth Underwriting
• Review, analyze, and evaluate borrower financial data for moderately complex high-net-worth loans to determine credit worthiness and monitor existing portfolio to identify issues that require an in-depth evaluation of variable factors; present recommendations for resolving moderately complex situations
• Independently resolve moderately complex business, operational, or technical issues and lead team to meet deliverables while leveraging solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements
• Develop solid understanding of Home Lending policies, procedures, regulations, and compliance requirements for Wealth Investment Management client mortgages as needed
• Collaborate and consult with Wealth Underwriting peers, colleagues, and mid-level managers to resolve issues and achieve goals; serve as a mentor for lower level staff
• Provide input to assist leaders with credit risk management decisions to ensure satisfactory credit portfolio risk examinations

Required Qualifications:

• 4+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience in credit assessment: Analyzing the creditworthiness of borrowers and assessing their ability to repay the loan.
• Skilled in collateral evaluation: Evaluating the value and appropriateness of the securities used as collateral for the loan.
• Knowledgeable in transaction evaluation: Assessing the risks and suitability of the overall lending transaction.
• Experience in documentation and analysis: Document findings, analyzing loan files, and identifying potential exceptions.
• Skilled in risk mitigation: Reconciling findings with guidelines and identifying compensating factors.
• Knowledgeable in compliance: Adhering to internal policies, regulatory requirements, and data security standards.

Job Expectations:

• This position is not eligible for Visa sponsorship.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.