Regular or Temporary:
English (Required)
1st shift (United States of America)
:
The Credit Delivery Analyst position is typically a two-year position. At the end of the two-year period, Analysts may be asked to remain in the role for an additional year.
Essential Duties and Responsibilities:
The following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
- Responsible for analysis and underwriting related to transactions, amendments, modifications, and other credit products for new and existing clients as part of deal teams.
- Authors and creates credit product approval documents and presentations with an initial recommendation and credit view.
- Creates and utilizes analytical financial models, including financial projections, and financial analysis of historical and projected cash flows.
- Performs research and analysis on companies, industries, and transactions in support of both client activities and risk mitigation strategies.
- Supports Directors, VPs, and Associates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed.
- Works closely with Directors, VPs, and Associates in the preparation of on-time and high-quality annual reviews, renewals, and amendments. More experienced analysts may be responsible for completing entire annual reviews on assigned clients.
- Maintains active ownership and timely processing of risk ratings within own portfolio and as needed across the team.
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Completed BA/BS degree with a scheduled graduation date of December 2024 or May/June 2025.
- Strong verbal and written communication, organizational, critical thinking, and problem-solving skills.
- Strong analytical skills and attention to detail.
- Strong work ethic, competitive drive, and time management skills.
- Proficient in Microsoft Word, Excel and PowerPoint.
Preferred Qualifications:
- Undergraduate degree with coursework in accounting or finance preferred.
- 1 year of experience in underwriting and portfolio management.