JPMorgan Risk Management - Intraday Payments Vice President 

United States, Florida, Tampa 

297518039

As a Payments Risk Vice President on the Corporate and Investment Bank (CIB) Wholesale Credit Risk (WSC) Intraday Payments team, you will monitor and conduct real-time Credit Decisions (Approval/Rejection/Escalation) of Intraday payments to make credit decisions based on factors including knowledge of clients credit characteristics (risk grading, structure of intra-day facilities), portfolio of business with the firm, complexity of payment products/arrangements, historical patterns and using general credit acumen. You will execute sound risk management decisions within credit authority levels and within the firm’s policy and procedures and serve as a Subject Matter Expert for WCR on the payments Lines of Business, product offerings, payments flows and systems.

Job Responsibilities

• Daily review and approval of Intraday overdrafts using Credit authority.
• Advise Credit Officers and the Business for large and/or complex intraday situations.
• Learn client behaviors in relation to underlying business activity to identify abnormal behavior and proactively prepare for events based on market activity or upcoming events.
• Participate in client, event and country crisis management/Rapid Exposure Drills (RED) risk mitigation actions including first line of contact with the Payments Command Center.
• Develop strong working relationships with Sales, Client Service, Operations, Risk Stripes and functional partners (finance) as needed.
• Work with senior team leads to make decisions balancing the best interests of the firm and clients, to maximize beneficial outcomes.
• Develop a working knowledge of how products help clients achieve their goals while at time creating Risk for the firm that needs to be monitored, controlled and reported.
• Assist in developing policy and procedure to drive governance, awareness and control across Credit Risk with regards to Payments and line resizing recommendations during annual client reviews on Cash Products.
• Own executing against daily deliverables and own and contribute to medium/long-term projects (with opportunities to run and participate in committees, working groups and help drive the technology agenda).
• Continually challenge and improve Risk reports and views and support the Payments Chief Risk Officer as needed.

Required Qualifications, Capabilities and Skills

• Bachelor's degree
• 7+ years of direct experience in Credit or translatable risk disciplines
• Possess qualitative and quantitative knowledge of Credit Risk management (policy and some level of technical knowledge), to identify key information and drivers across complex businesses and products
• Ability to review regulation versus existing policy and procedure, in order to assess impact to Credit Risk and to translate any short comings into actionable deliverables
• Ability to work autonomously and be self-driven, while working in a time sensitive environment, capable of using data and critical thinking to make real-time decisions
• Ability to make decisions and defend actions executing against daily tasks and time based deadlines
• Strong communication, organizational and time management skills are critical for this role, including performing data analysis and translating messages into higher level presentations for broader often senior audiences
• Ability and desire to develop understanding of various lines of business, including learning and helping to develop advances in technology platforms
• Connecting the pieces in siloed structures and foster productive relationships across the lines of business, in a large matrixed organization
• Strong control mind-set, demonstrable partnership skills