Capital One Analyst Specialty Underwriter & Portfolio Manager 

United States, Virginia, Arlington 

292284531

Analyst, Specialty Underwriter & Portfolio Manager

Commercial Real Estate (CRE)

As an Analyst, Underwriting & Portfolio Management, you have advanced beyond the fundamentals of credit risk management and are expected to perform most responsibilities with minimal oversight. In addition to identifying risks and mitigants, you begin to identify and escalate trends or anomalies on individual deals or within the portfolio.

Responsibilities:

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls

• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

• Analyze appropriate structuring options considering collateral and borrower valuation

• Write and prepare majority of the credit approval document; provide meaningful contribution to internal meetings, including deal review and pipeline meetings

• Coordinate and complete closing process requirements

• Begin to shadow more senior underwriters on reviewing and negotiating legal documentation

• Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests

• Prepare term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents.

• Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

• Complete annual reviews and both material and non-material modifications independently and on time

• Monitor and determine upgrades or downgrades to risk ratings

• Ensure compliance with credit policies and procedures for existing accounts

• Respond to requests from all internal and external stakeholders

• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

• Escalate and resolve problem accounts in partnership with other teams and specialists

• Build relationships across function and business to foster collaboration between partner groups

• Mentor and train rotational analysts and new hires

• Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Basic Qualifications:

• Bachelor’s Degree or Military Experience

• At least 2 years of experience in credit underwriting, portfolio management or commercial real estate

Preferred Qualifications:

• Bachelor's Degree in Accounting, Finance, or other relevant fields

• Previous experience in underwriting or portfolio or asset management

• Completed coursework or training in commercial real estate & credit risk management

• High-level understanding of Excel, VBA, Google Scripts and/or SQL

Cambridge, MA: $127,500 - $145,500 for Analyst, Specialty Underwriter & Portfolio Manager McLean, VA: $127,500 - $145,500 for Analyst, Specialty Underwriter & Portfolio ManagerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.