It all begins with outstanding talent. It all begins with you.
In this role, you will:
Actively manage, maintain, and grow a middle market portfolio including underwriting, origination, documentation and on-going monitoring; all in adherence with applicable credit policies, procedures and compliance requirements
Work with clients and prospects to understand complex credit needs and represent the bank in developing and maintaining client relationships
Provide recommendations and write credit reports based on analysis of historical and projected financial performance, assessment of key risks and mitigants, management strength, and structural considerations.
Identify opportunity for process improvements within scope of responsibilities or functional area
Collaborate and consult with senior management, functional colleagues, internal partners, and stakeholders
Train and mentor analysts and junior portfolio managers
Required Qualifications:
4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
4+ years of underwriting experience including advanced commercial or specialty group credit
Bachelor’s Degree and/or Master’s Degree in Business, Accounting, or Finance
Ability to thoroughly analyze credits on an independent basis and communicate findings in a concise manner
Microsoft Excel experience including financial modeling
Ability to work effectively, as well as independently, in a team environment
Strong risk management and compliance skills
Solid knowledge and understanding of credit policy, loan servicing, and group underwriting requirements
Experience negotiating interest rates, price, terms, and collateral requirements
Knowledge and understanding of commercial and specialty group banking products and services
Excellent verbal, written, and interpersonal skills
Strong analytical skills with high attention to detail and accuracy
Job Expectations:
Ability to work a hybrid work schedule 4 days in office, 1 day remote
Ability to travel up to 10% of the time
Position can report to any of the posted locations
No Visa Sponsorship available
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
Job Locations:
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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