JPMorgan Risk Management - Credit Vice President Financial Institutions 

United States, Texas, Plano 

286968637

As a Credit Risk Vice President within our financial institution sector, you will leverage your exceptional analytical abilities and comprehensive credit and industry knowledge to make and support credit decisions for a diverse client portfolio. You will be responsible for monitoring this portfolio to accurately assign risk ratings to clients and facilities, ensuring a strong culture of compliance is maintained at all times. Your role will also involve effectively managing a portfolio of clients, responding to their credit needs with sound judgement, and ensuring effective monitoring through collaboration across all Risk and Business levels. Our highly talented group of credit officers specialize in lending activities and other counterparty related credit exposures to a client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors.

Job Responsibilities

• Manage exposure to client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors.
• Lead due diligence, structuring, approval, risk grading, and the on-going monitoring and management of a diverse portfolio of risk including derivatives and securities trading relationships, intraday liquidity facilities, and other credit exposures.
• Respond to client or prospect credit needs, while providing sound judgement and effective monitoring through collaboration across all Risk and Business levels.
• Manage the daily risk demands of a portfolio of clients, evaluating and executing on a variety of transactions for Financial Intuitions.
• Work directly on transactions including analysis of client and preparation of credit materials, discussions with bankers, negotiating of legal documentation, setup of credit facilities, coordinating with middle office teams and ongoing monitoring of clients post transaction approval.
• Build strong relationships and maintain open communication channels with colleagues across the firm, including bankers, operations, legal, middle office, finance, etc.
• Track the clients on an ongoing basis and update key stakeholders on key developments with regards to clients or industry and potential impact on credit rating.
• Keep abreast of changing legislation, and economic trends that impact the financial institution sector.
• Provide involvement in the training and development of the team’s more junior staff in credit assessments on a portfolio of existing clients.
• Provide leadership and input into key projects across the department and contribute to process and efficiency improvement initiatives of the credit organization.
• Collaborate across credit risk and the business teams to meet client credit requests, while balancing the risk-return needs of the Firm.

Required Qualifications, Capabilities and Skills

• Bachelor's degree
• 7+ years of credit risk experience within financial services / investment banking environment
• An interest in Financial Institutions
• A solid understanding of financial products, corporate finance, financial modeling and market dynamics
• Advanced knowledge of financial statements and accounting
• Experience with documentation related to credit agreements
• Knowledge/experience of derivative products and documentation (including ISDA and CSA)
• Strong interpersonal skills, ability to build relationships with key stakeholders across lines of business
• Ability to effectively present analysis and interact with key stakeholders
• Capability to perform due diligence and negotiation with clients
• Advanced Microsoft Office skills (Word, Excel and PowerPoint)

Preferred Qualifications, Capabilities and Skills

• Strong communication skills - both verbal and written
• Deadline oriented, strong attention to detail and accuracy
• Ability to work proactively and independently as well as in a team environment
• Ability to perform under pressure