Bank Of America Associate/ Analyst GCIB Credit 

Taiwan, Taipei 

258781247

Job Description:

Job Description:

This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities. Key responsibilities include analyzing qualitative and quantitative data such as client's financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank's risk appetite. Job expectations include completing regular monitoring and underwriting tasks and supporting key internal stakeholders to achieve successful execution of new transactions.

Responsibilities:

• To provide analytical and other support for senior team members, and confidently lead and interact with origination (Corporate Banking, Investment Banking, Global Markets, Global Transaction Services, etc.), risk and other support functions to support balanced portfolio growth
• To analyze customer financial strength, business strategy, market factors, regulatory environment to prepare credit memos and support portfolio management of various Corporate (spanning across a range of industries).
• To monitor the financial performance, industry trend and news flow associated with existing and new relationship
• To develop familiarity with various legal documents – trading documentations, loan agreement, and etc.
• To develop an understanding of internal policy, procedures and regulatory requirements and to ensure full compliance in all respects
• To maintain close working dialogue with business partners and analyze opportunities / risks thoroughly, and to provide the most appropriate financial solutions to clients and the bank.
• To develop product knowledge - a wide range of credit products including loans, derivatives, trade finance, cash management and treasury products
• To be capable of well managing various requests and transaction executions, including internal and external review, credit approval and audit

Qualifications and skills:

• Master or Bachelor’s degree in Business Administration, Economics or related disciplines
• Minimum 1 years of experience in Corporate or Investment Bank with a credit, research, corporate banking or other analytical/ underwriting capability, preferably in a multi-national bank or large financial institution
• Basic knowledge in capital market transactions as well as banking products
• An ability to work under pressure to tight deadlines and to plan and prioritize appropriately
• High personal standards of quality and a willingness to take responsibility for accurate and timely completion of task
• Strong written and verbal communication skills
• Pro-active & positive nature, problem solving skills, and results-oriented approach