Job OverviewAs a Senior Fraud and Risk Analyst, you will partner with a wide range of cross-functional teams to understand and document our risks and controls, monitor and test the effectiveness of risk controls, and/or validate models to ensure a strong first line of defense control environment. You will deep dive into data and business processes and interact with leaders to showcase end-to-end controls at various stages of the customer lifecycle, control effectiveness, and/or model performance. More importantly, you will drive the transformation of governance work to unlock the power of data and technologies to better serve our business and customers.
Responsibilities- Understand business processes, risks, and controls quickly and in-depth with a focus on assessing and documenting risks and controls for new offerings and initiatives while building strong relationships with stakeholders in Product, Policy, Data Science, Operations, Accounting, and Compliance
- Drive risk and control assessments, including documentation of process narratives, flows, and control definitions that mitigate risk to be maintained within a GRC tool
- Conduct and/or participate in detailed walkthroughs and inspection testing with cross-functional teams to establish controls and determine effectiveness, identify gaps, and propose recommendations
- Identify, evaluate, and document testing of controls and/or independent validation of models, systematically retaining documents that substantiate testing and validation results according to plans
- Develop dashboards and visualization for daily control monitoring capabilities to ensure business processes are working in compliance with risk policies
- Retrieve, analyze, and interpret data from various sources to determine conclusions and/or recommendations
- Deep-dive into problems and resolve issues to drive conversations forward across teams
- Drive remediation efforts, create and track action plans, and support the timely resolution of issues to mitigate control findings or deficiencies with stakeholder groups
- Document and communicate concisely and regularly to non-technical audiences, both in verbal and written presentations
- Create procedures, dashboards, alerts, scripts, and/or other automations to increase efficiency and productivity in risk governance processes
- Perform insightful analyses of complex processes or requirements highlighting key trends and areas of focus and demonstrate a strong understanding of their association to risk and controls, policies, and/or models
- Follow industry trends to develop strategic solutions that are best-in-class and meet industry standards from a risk governance perspective
Bay Area California $144,000 - $195,000
This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at