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Bank Of America Commercial Equipment Leasing Officer United States, North Carolina, Charlotte 243981672
Job Description:
Job Description:
Associate at this level will be primarily responsible for developing new clients and bringing incremental leverage and lease/loan growth to assigned Originators within their respective market.
The incumbent will possess the skills necessary to review and comprehend company financial statements for potential lease and loan products, price, structure, discuss and win potential financial solutions with clients/prospects by effectively partnering with internal stakeholders to lead a transaction through the mandate, approval, documentation and closing processes. Position will be responsible for identifying new business, winning/closing it in a very effective and efficient manner. Routine travel to meet with bank partners, clients and prospects is required.
Other responsibilities include prospecting and business development projects throughout the broader region under the guidance of the CEF Sales Manager. These activities will be project driven and revolve around prospecting a specific market or industry for an assigned Originator.
Required Skills: “Must” have these skills to be minimally qualified
- 3+ years of Commercial Equipment Leasing or Banking Sales experience.
- Experience creating, structuring and negotiating credit deals.
- Undergraduate degree or equivalent work experience
- Travel: 25-50%
Desired Skills:
- Self-starter with successful track record developing prospects within the respective market
- Client Management skills – Bank, clients, prospects and COI’s
- Effective communication skills (oral and written) along with group presentation finesse
- History of working within a complex framework of structured internal and external organizational teams.
- Detailed deal management skills and ability to meet deadlines.
- Ability to meet multiple goals: Volume, Fee, Spread, New Clients, Calling, Compliance
- Thorough understanding of complex pricing and transaction structuring – taxable loans, leases and tax exempt loans; SuperTrump experience preferred
- Understanding of financial and accounting concepts
- MBA
Other Skills:
- Business Development
- Client Management
- Portfolio Analysis
- Relationship Building
- Client Solutions Advisory
- Credit and Risk Assessment
- Loan Structuring
- Market Analysis
- Prospecting
- Advisory
- Analytical Thinking
- Customer and Client Focus
- Liquidity Management
- Risk Analytics
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