JPMorgan Wholesale Credit Risk - Vice President 

Japan, Tokyo 

227226982

As a Wholesale Credit Risk - Vice President, you will be at the forefront of executing transactions across derivatives, liquidity and cash management products, vanilla and structured loans, as well as acquisition & leveraged finance. You will be working closely with our business partners from various sectors including Global Investment Banking, Commercial Banking and Corporate Banking as well as Markets and Securities Services and Global Payments. Your role will be pivotal in promoting credit analytics including risk rating determination, industry assessment with a key focus on due diligence, structuring, negotiation, documentation, and approval of transactions. You will also be responsible for the ongoing credit monitoring and review work for all client facilities, providing you with a diverse and dynamic work environment.

Job Responsibilities:

• Be responsible for ongoing supervision and management of an assigned portfolio of corporate and institutional clients across a range of industries.
• Take a lead role in the due diligence, structuring and documentation for transactions.
• Conduct detailed review of forward-looking credit analysis, along with necessary financial modelling, to provide insight into clients’ industries and the key business and financial risks they face.
• Exercise a meaningful credit approval authority.
• Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel.
• Review various credit and regulatory reporting requirements.
• Mentor and develop junior Wholesale Credit Risk team members.
• Track market and industry developments and their impact on clients.
• Recommend and monitor internal credit ratings; and
• Support the team with ongoing ad-hoc initiatives and work streams.

Required qualifications, capabilities and skills

• At least six years’ experience gained in a credit risk or credit analysis role within corporate, institutional and/or investment banking.
• Strong credit risk analysis skills covering both qualitative and quantitative analysis.
• Strong understanding of products across loans, derivatives and liquidity and cash management products as well as related documentation.
• Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures.
• Written and verbal communication in Japanese as well as in English is a requisite, along with strong interpersonal skills.
• Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment.
• Ability to foster relationships and confidently interact with origination teams and other internal stakeholders.

Preferred qualifications, capabilities and skills

• Highly proficient in MS Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)
• Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline