PNC Senior EVG Valuation Analyst 

United States, Ohio, Cleveland 

174771866

*The successful candidate will be located within reasonable traveling proximity of one of four specified office locations, as physical office presence is required a minimum of three times per week.**Requires a minimum of 3 years professional experience with a background in corporate financial analysis, ie analyzing financial statements and understanding corporate cash flows. Relevant experience can include Corporate/C&IB underwriting and/or Credit Products Group. Additional relevant experience consists of preparing and writing credit proposals and supporting documentation, presenting proposals, and communicating findings. Significant accounting experience and/or CPA may be considered.

Job Description

• Provides business valuation for leveraged lending borrowers. Works independently with little or no oversight. Uses multiple data points and valuation methodologies in conjunction with independent judgment to derive well-supported enterprise valuations under both base and stressed case scenarios.
• Conducts research for multiple industries (including economic and market trends) for both private and public companies. Compares subject companies to peers. Researches current and trough level market and transaction comps pertinent to the underlying industry/business. Synthesizes all available data and reconciles conclusions.
• Analyzes information and applies critical thinking skills and independent judgment to evaluate the reasonableness of the base and stressed case free cash flow projections, provided by the various underwriting functions for use in a discounted cash flow analysis. Could require further discussions with underwriting to understand company's key performance drivers, competitive niche, and free cash flow assumptions. Provides written analysis of assumptions, conclusions and other information supporting the enterprise valuation conclusions.
• Develops valuation analyses under both base and stressed case scenarios derived from multiple methodologies. Produces a detailed memorandum that includes a detailed justification of the calculations and assumptions and supports the reasoning and conclusions made regarding the valuation.
• Responds to challenges and questions from underwriters as well as other first, second and third lines of defense regarding the reasonableness of the valuations derived. Participates in the development of systems and reporting for use by various units and senior management.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Accuracy and Attention to Detail – Understanding of the necessity and value of accuracy and attention to detail; ability to process information with high levels of accuracy. Credit Analysis and Verification – Knowledge of and ability to utilize tools, techniques and practices for determining the credit-worthiness of an applicant. Decision Making and Critical Thinking – Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions. Effective Communications – Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors. Financial Analysis – Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material. Information Capture – Knowledge of the processes and the ability to identify, capture and document relevant business information in an auditable, organized, understandable and easily retrievable manner. Knowledge of Underwriting – Knowledge of the full spectrum of underwriting activities, practices, tools and considerations, and the ability to utilize these to manage the underwriting process. Managing Multiple Priorities – Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. Operational Functions – Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations.Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

California Residents

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