Work as part of deal teams involving leveraged finance credit, investment banking, and capital markets to underwrite non-investment grade acquisition financing transactions
Analyzes client's financial performance by comparing it to past performance, projections, and industry standards
Reviews financial statements
Assists in the underwriting and credit risk analysis of new transactions or existing transactions, while adhering to all relevant policies and procedures
Builds projection models based on historical performance, industry forecasts, and other due diligence findings
Trains, coaches, and mentors Credit Analysts
Evaluate, analyze and assess corporate mergers, acquisitions and leveraged buyout transactions
Review and analyze underwriting materials, such as: financial statements, presentations, projections, Quality of Earnings, Credit Ratings and other third-party reports
Acquire understanding of new businesses and industries in a short period of time
Identify and define key credit risks and weigh them against relevant mitigants
Conduct due diligence with clients
Present analysis of risks and associated mitigants to senior leaders in credit approval committees
Contribute to and create approval documents for the initial acquisition finance underwriting
Other projects as assigned, such as: reports synthesizing risk exposure statistics, market data over time, and reports on recently announced transactions
Required Qualifications:
1+ year experience working in investment banking or capital markets
Financial analysis of public, private and non-traditional financial statements, presentations and projections
Business acumen to identify key credit risks and variables to sensitize and diligence with the client
Financial forecasting and modeling
Analytical thinking and attention to detail to challenge client forecasting assumptions and identify credit concerns
Advanced decision making for underwriting and stress case modeling
Written communication to succinctly explain and document the various assumptions made in the model by the client and EC as well as analysis of quarterly financial performance
Desired Qualifications:
Bachelor's Degree in finance, accounting or another related field
2 years’ experience or MBA for Associate level role