Wells Fargo ABL Portfolio RM - Credit Product Specialist 

United States, Georgia, Atlanta 

164063626

In this role, you will:

• Build and maintain relationships with a portfolio of assigned new and existing customers with asset-based revolver credit facilities
• Demonstrate sound judgement and credit skills required to effectively monitor weekly and monthly customer collateral and financial reporting
• Utilize communication skills to share relevant information with coverage partners, peers and senior management internally
• Review and analyze basic business, operational, or financial trends. Utilize information to make sound credit recommendations and solutions
• Participate or provide support to review and analyze low to moderately complex companies and for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
• Partner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
• Participate in regular portfolio reviews to manage risk and provide support to portfolio issues, where applicable
• Collaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries

Required Qualifications:

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 2+ years of experience in asset base lending relationship management OR portfolio management.
• Proficient Microsoft Office Suite skills (Excel, PowerPoint, Word, etc.).
• Commercial credit underwriting experience
• Ability to navigate multiple computer systems, applications, and utilize search tools to find information.
• Strong analytical skills with high attention to detail and accuracy.
• Excellent verbal, written, and interpersonal communication skills.
• Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important.
• Ability to work in a fast-paced deadline-driven environment.
• Energetic, quick learner, positive attitude, and self-motivated.
• Ability to work independently and organize and manage multiple priorities.

Job Expectations:

• May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
• Posting may come down early based on applicant volume
• Location: Atlanta, GA
• This position is not eligible for Visa sponsorship.
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.