Job Responsibilities:
- Lead and mentor a high-performing team, fostering a culture of change and continuous development.
- Approve credit transactions, ensuring compliance with regulations and internal policies in Business Banking and Wholesale Credit; provide effective credible challenge with the business and support recommendations to senior management.
- Oversee portfolio management activities, focusing on early warning signs and risk ratings.
- Manage credit analysis resources, facilitating timely and accurate credit decisions.
- Supervise the Special Credits portfolio, driving effective management of workout scenarios and aiming to reduce charge-offs and enhance recoveries.
- Build and maintain strong partnerships, engaging in deal teams and customer meetings.
- Cultivate deep strategic relationships with stakeholders across Sales, Credit Risk, Operations, Controls, Legal, Compliance, CCB Risk, and Wholesale Risk.
- Identify opportunities to streamline processes and implement strategic improvements within the Risk organization.
- Lead research and development of new Risk Management strategies and tools.
Required qualifications, capabilities, and skills:
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
- 20 years of Wholesale/Commercial Credit experience, including complex deal structuring.
- In-depth knowledge of credit risk assessment and regulatory requirements.
- Seasoned leadership capacities and executive presence, with demonstrated success in managing large teams and the ability to coach others on articulating complex ideas and challenges succinctly.
- Strong track record of flexibility and collaboration with stakeholders and colleagues at all levels, adept at navigating a highly matrixed organization.
- High level of maturity and confidence to engage with senior management regularly, handling significant exposure with poise and professionalism.
- Proactive self-starter with a history of initiating transformative change.
Preferred qualifications, capabilities, and skills:
- MBA or advanced degree.
- Direct client engagement experience.