Bank Of America Commercial Credit Officer 

United States, New York, New York 

104224014

Job Description:

Job Description:

This job is responsible for managing a portfolio of middle market and business banking clients and working directly with clients to provide credit solutions. Key responsibilities include negotiating terms and conditions within credit documentation, leading the credit and risk approval processes, and building relationships with existing and prospective clients.

firms. Transactionsinclude LBOs, Recaps, and Acquisition Financings across multiple industries and consist primarily of syndicated transactions.

MMFSG is a fast-paced work environment with a highly active portfolio and strong deal flow from large cap and middle market PE clients. The portfolio consists primarily of Leveraged Transactions and experience with sponsor finance is preferred.

Responsibilities:

• Manages the credit process for a portfolio of clients

• Negotiates credit documentation

• Leads the credit and risk approval processes

• Builds relationships with existing and prospective clients

• Mentors and supports associates

• Provides capital structure solutions

Skills:

• Client Solutions Advisory

• Financial Analysis

• Loan Structuring

• Risk Management

• Underwriting

• Account Management

• Credit Documentation Requirements

• Credit and Risk Assessment

• Decision Making

• Issue Management

• Analytical Thinking

• Coaching

• Collaboration

• Critical Thinking

• Customer and Client Focus

Required Qualifications:

• 10+ Years Experience in Commercial Credit Underwriting in Middle Market Banking and/or Leverage Transactions along with strong presentation skills.

• Deal analysis: Perform analysis of clients and prospects and their industries and subsectors - make go /no- go recommendation,

• Design and execution of credit solutions, and the active management of asset quality - Manage execution of credit process from origination to approval to booking

• Collaborates with sponsor coverage team and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects

• Serve as Line/Credit approver in conjunction with Risk management based on credit approval grid and drives the internal credit approval process, loan documentation and closing

• Must have a strong familiarity with acquisition finance and associated documentation

• Negotiate credit agreements on an independent basis directly with highly sophisticated client bases

• Articulate deal risks and merits for credit decisioning

• Train and mentor junior associates

BA/BS Degree Desired