דרושים Data Center Technician ב-United States, Illinois, Chicago

Essential Responsibilities:

• Lead complex data science projects, ensuring they meet business objectives and deliver actionable insights.
• Develop advanced data models and algorithms to analyze large datasets and solve complex business problems.
• Collaborate with senior leadership to identify data-driven opportunities for business growth and efficiency.
• Implement best practices for data management, analysis, and visualization.
• Ensure data governance and compliance with relevant regulations and standards.
• Provide mentorship and technical guidance to the data science team.

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Experience leading others

Responsibilities

• Design and enhance credit strategy frameworks governing originations, renewals, and portfolio management to support healthy and scalable growth
• Develop and maintain credit policies and guardrails that balance business expansion with sound risk management principles
• Build analytical frameworks and monitoring tools to assess portfolio health, track early warning indicators and identify emerging risks
• Partner with data science on deployment, monitoring and calibration of credit risk models and segmentation strategies
• Collaborate with Commercial, Product, Platform, Governance, Engineering, and Finance teams to integrate credit strategies and decisioning into product design and system architecture

Required Skills

• Proven experience in credit risk strategy, policy development, and portfolio analytics
• Strong understanding of the commercial credit ecosystem including credit products, bureau information, bank and cash flow data, and alternative data sources used for credit risk underwriting and monitoring
• Demonstrated analytical and quantitative skills with the ability to translate insights into actionable strategy
• Excellent communication and influencing skills with experience presenting to senior management

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

• Develop, refine, and implement credit risk strategies using advanced analytics and unit economics to guide smart, profitable lending decisions
• Take ownership of key performance indicators (KPIs) and metrics related to credit risk for new accounts and applications
• Monitor key portfolio metrics and segment-level performance to identify and address emerging credit risks proactively
• Partner cross-functionally with teams including Machine Learning, Fraud, Compliance, Legal, Marketing, Product, Engineering, Bank Partners, and more to align risk strategies with customer and business objectives
• Effectively communicate complex findings and strategy recommendations to both technical and non-technical audiences
• Lead end-to-end project execution with minimal assistance as a credit risk expert
• Keep up-to-date with industry trends, best practices, and emerging risks related to commercial lending

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

Belonging at PayPal:

Any general requests for consideration of your skills, please

Job Description:

Job Description:

This job is responsible for supporting a cluster of financial centers in designated markets in the absence of the assigned financial center manager and as a market-level resource. Key responsibilities include managing as a business owner, fostering a team environment, and instilling an effective client-centric and risk culture. Job expectations include driving operational excellence, ensuring that all aspects of the financial center run effectively and cohesively.

Responsibilities:

• Operates as a back up financial center leader within a market

• Manages client traffic, engaging and appropriately routing clients, and fostering client retention

• Manages business results through formalized management routines and coaching

• Creates a world class client experience environment

• Manages market-level initiative prescribed by market leaders

• Drives operational excellence

Required Qualifications:

• 1+ years leadership experience demonstrated through one or a combination of the following: coaching, training, or motivating a diverse work team

• Demonstrated ability to influence and collaborate with others outside of reporting authority to achieve shared goals

• Proven customer service skills and the ability to resolve problems independently or escalate as needed to promote customer satisfaction

• Strong financial and business acumen including experience in leading managers and interpreting financial reports to drive profitability

• Proven record of balancing risk and making sound decisions while achieving business goals

• Strong interpersonal skills, including the ability to easily engage others in dialogue, convey sincere interest in building/deepening relationships, and demonstrate a commitment to providing personalized service

• Strong organizational skills including the ability to manage multiple responsibilities, prioritize and delegate while delivering results

• Strong communication skills (including verbal, non-verbal, written and presentation) and active listening skills

• Proficiency in computer skills and professional programs (for example, Microsoft Office)

• Availability to work weekends and/or extended hours as required to run the business

• Must be able to travel to any financial center within the defined market

Desired Qualifications:

• 1+ years management experience including hiring, coaching, and developing direct reports

• Experience in the following industries: Consumer banking/financial services, mortgage, retail or hospitality

• Bachelor’s Degree in related field

• Bilingual (fluent verbal and written)

• Customer Service Management

• Performance Management

• Coaching

• Customer and Client Focus

• Talent Development

• Risk Management

• Sales Performance Management

• Business Operations Management

• Recruiting

• Result Orientation

• Referral Management

• Leadership Development

• Inclusive Leadership

• Prioritization

• Problem Solving

Minimum Education Requirement:

• High School Diploma / GED / Secondary School or equivalent

Essential Responsibilities:

• Lead complex data science projects, ensuring they meet business objectives and deliver actionable insights.
• Develop advanced data models and algorithms to analyze large datasets and solve complex business problems.
• Collaborate with senior leadership to identify data-driven opportunities for business growth and efficiency.
• Implement best practices for data management, analysis, and visualization.
• Ensure data governance and compliance with relevant regulations and standards.
• Provide mentorship and technical guidance to the data science team.

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Experience leading others

Key Responsibilities

New Data Sources

• Identify, evaluate, and onboard new data sources to enhance risk controls, drive marketing, and enhance profitability for existing credit products and to support risk controls for other PayPal products.
• Identify, evaluate, and onboard data sources for new credit product launches, including in new countries across the globe.
• Rapidly evaluate the potential of external data in predictive modeling and decisioning, including using AI/ML techniques.

Credit Bureau Strategy

• Define and execute the strategy for credit bureau data usage across credit and risk domains across the globe, based on product, market, regulatory, and commercial considerations.
• Drive commercial strategy and negotiations with credit bureaus from a PayPal-wide perspective.

Leadership & Stakeholder Management

• Build, lead, and develop a small high-performing team.
• Collaborate cross-functionally with Credit Risk, Fraud Risk, Machine Learning, Artificial Intelligence, Vendor Management, Data Platform, Data Operations, Legal, and Compliance teams.
• Lead strategic partnerships and contract negotiations with external data vendors.

Skills Required

• Track record of building and managing a high-performing team and fostering a culture of innovation, accountability, and focus on the customer.
• Strategic thinker with a deep understanding of how data can be leveraged to manage credit risk (understanding of fraud risk and marketing for lending products strong bonuses).
• Experience working with credit bureau and alternative data sources, with a track record of deploying these assets to drive business impact in lending or credit risk functions.
• Experience working in a highly matrixed environment and successfully collaborating with multiple partner teams to deliver meaningful impact.
• Working knowledge of how AI/ML techniques can enhance data value and ability to collaborate closely with machine learning and AI teams.
• Understanding of relevant regulatory environments (e.g., FCRA, ECOA, GLBA, GDPR), especially as they apply to data sourcing and usage.
• Trusted relationship builder with external data providers and internal stakeholders, including managing sensitive negotiations and long-term partnerships.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Your way to impact:

• You will own & execute fraud prevention strategies for our global merchant lending products
• You will utilize large, complex datasets to make data-driven decisions and answer business questions

In your day-to-day role, you will:

• Conceive, design, and monitor risk management strategies to manage fraud losses and improve business profitability for credit products
• Identify opportunities and gaps within current portfolio of PayPal’s Fraud Risk controls, including continuously evolving fraud trends
• Formulate & propose solutions to ensure optimal balance between user experience, business enablement, operational expense and loss exposure
• Effectively communicate complex findings and strategy recommendations to both technical and non-technical audience
• Monitor performance of existing & new solutions and optimize to ensure desired results
• Work closely with partners in Risk Platform, Data Science, Operations, Product Management, Legal & Compliance and other teams to formulate and execute fraud risk solutions

What you need to bring:​

• Bachelor’s degree or higher in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitativediscipline
• 3+ years proven credit or fraud risk analytics experience or equivalent
• Must be an intuitive, organized analytical thinker, exceptional problem solver with the ability to perform detailed analysis
• Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis
• Aptitude and willingness to roll-up the sleeves and get involved in the details
• Must have good business judgment with demonstrated ability to think creatively and strategically
• Ability to work with leadership & stakeholders to define project scope and direction, driving large pieces of the work independently
• Ability to maintain a flexible work schedule to collaborate effectively with teams across multiple time zones
• Proficient in Python, R, SQL
• Proficient in Excel, Powerpoint & Word

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

Our Benefits:

Any general requests for consideration of your skills, please