דרושים Credit Portfolio Consultant ב-Wells Fargo ב-United States, Charlotte

In this role, you will:

• Underwrite new transactions as part of a team alongside a lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda.
• Conduct diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A assess market dynamics competitive positioning and key risks/mitigants.
• Evaluate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis.
• Produce screening and approval memos: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure.
• Coordinate closings: track conditions precedent, deliverables, and funding mechanics across sponsors, agents, legal, and internal operations; ensure accurate booking and documentation.
• Portfolio Management: produce quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale.
• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency.

Required Qualifications:

• 2+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Proficiency in accounting principles, financial statement analysis, and financial modeling.
• Familiarity in credit documentation, including term sheets, credit agreements, and intercreditor provisions.
• Strong analytical skills, with heightened attention to detail and accuracy
• Strong written and verbal communication skills.
• Ability to work in a fast-paced, deadline-driven environment
• Solid foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures.
• Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time

• This position is not eligible for Visa sponsorship

• This position offers a hybrid work schedule

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role

The key responsibilities for the role to include:

• Performs complex data mining from very large, complex and multiple data sources using various tools, including SAS, SQL, SSIS/SSRS and others of multiple data sources in order to perform analysis, modeling and/or comparative analysis.

• Coordinate and drive a common approach to reporting in support of the Fraud and Claims Management team.

• Partners in the development of large and complex dashboards and visualizations using Tableau and/or PowerBI, attaching to multiple sources, tiered levels of security and data sets from varied sources and sizes.

• Provides senior level consulting services to Operations Leadership and partners, around Analytics, Dashboard Development and Data Mining using in-depth knowledge and expertise.

• Provides insight and knowledge around obtaining data and its extraction from various systems including INDIGO, NICE/NEXIDIA, ECCOS, HOGAN, PEGA, BMG, SASGrid, MDW and more

• Leads project/virtual teams and mentors lower-level staff.

• Communicates effectively with peers and partners in both operational and management areas.

• Support technical build-out and/or support of databases, query tools, reporting tools, BI tools, dashboards, etc. that enable analysis, modeling, and/or data visualization.

• Responsible for performing highly complex activities related to creation, implementation, documentation, validation, articulation and defense, on-going maintenance of complex models grounded in theory used to quantify, analyze, and manage customer complaints.

Required Qualifications:

• 5+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• ​5+ years of SQL experience

Desired Qualifications

• Demonstrated data visualization experience including the ability to present complex material in a digestible, consumable manner to all levels of management. using a BI Tool e.g., Tableau, Microsoft BI, etc

• SAS experience including experience with SAS Visual Analytics and/or SAS Visual Investigator

• Demonstrated SQL skills to include the ability to write complex queries and database knowledge in order to analyze data sources across a variety of sources including but not limited to BMG, EIW, MDW, PEGA, NICE, INDIGO, HOGAN and SASGrid

• Ability to translate complex technical needs into straightforward requests for information and collaboration, working with a wide range of people.

• Extensive knowledge and understanding of research and analysis

• Ability to quickly learn business operations and processes

• Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.

• Strong organizational, multi-tasking, and prioritizing skills.

• Ability to collaborate with others, work independently, initiate action, and accept challenging assignments.

• Master’s degree or higher in a quantitative field such as applied math, statistics, engineering, physics, accounting, finance, economics, econometrics, computer sciences, or business/social and behavioral sciences with a quantitative emphasis and 4+ years of experience in one or a combination of the following: reporting, analytics, or modeling

Job Expectations:

• This position is not eligible for Visa sponsorship.

• Ability to work on site in a hybrid role.

• Fully remote work locations are not available for this role. If you are not in a location listed on the posting, you must commit to relocation within an agreed upon timeframe.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

As an Associate on the Sponsor Credit team, you will support the underwriting and portfolio management of credit facilities for sponsor-backed portfolio companies covered by Commercial Banking. You will also contribute to underwriting Wells Fargo’s credit commitments in combination with Overland Advantage. This role offers broad exposure to strategic transactions in a dynamic, fast-paced deal environment, with a focus on supporting the private equity sponsor ecosystem and driving loan growth.

In this role, you will:

• Underwrite new transactions as part of a team alongside a lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda
• Conduct diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A assess market dynamics competitive positioning and key risks/mitigants
• Evaluate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis
• Produce screening and approval memos: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure
• Portfolio Management: produce quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale
• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency
• Mentor junior analysts: provide training, guidance, and feedback to support their development and strengthen team capabilities

Required Qualifications, US:

• 4+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience with complex credit and capital structures, including M&A and/or sponsor-backed transactions within commercial or corporate banking, investment banking, leveraged finance, private credit, private equity, or ratings agencies
• Advanced proficiency in accounting principles, financial statement analysis, and financial modeling
• Well-versed in credit documentation, including term sheets, credit agreements, and intercreditor provisions
• Strong analytical skills, with heightened attention to detail and accuracy
• Excellent written and verbal communication skills
• Ability to work in a fast-paced, deadline-driven environment
• Solid foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures
• Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time
• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC 28202

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Underwrite new transactions either as part of a team alongside a lead underwriter or as the lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda
• Run diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A assess market dynamics competitive positioning and key risks/mitigants
• Negotiate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis
• Present to senior approvers and risk committees: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure
• Portfolio Management: oversee the production of quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale
• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency
• Mentor junior team members: provide training, guidance, and feedback to support their development and strengthen team capabilities

Required Qualifications:

• 5+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience managing complex credit and capital structures, including M&A and/or sponsor-backed transactions within commercial or corporate banking, investment banking, leveraged finance, private credit, private equity, or ratings agencies
• Advanced proficiency in accounting principles, financial statement analysis, and financial modeling
• Significant experience with credit documentation, including term sheets, credit agreements, and intercreditor provisions
• Demonstrated ability to assess business/industry risk, structure covenants and protections, and assign/defend internal ratings
• Strong analytical skills, with heightened attention to detail and accuracy
• Excellent written and verbal communication skills
• Ability to work in a fast-paced, deadline-driven environment
• Strong foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures
• Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time
• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC 28202

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Work with Data Management Operations (DMO) teammates to define and implement a Commercial Business Operations (CBO) Data Management Operations process and playbook
• Track and report data management requests, issues, defects and provide status and risks/mitigants of work items
• Facilitate Data Management Operations (DMO) team meetings and capture action items and follow up as needed
• Work with Data Management Operations (DMO) teammates to support status reporting, senior management, risk, and other status reporting
• Represent Data Management Operations (DMO) in various project / program forums

Required Qualifications:

• 4+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 3+ years project management experience.
• Ability to manage competing priorities and associated risks.
• Good relationship / network building skills. Ability to coordinate and collaborate with Operations Subject Matter Experts (SME), Commercial Bank Lending FRY14 Program, and Oversight teams on defect / issue remediation and Operations process improvements.
• Willingness to learn Commercial Banking Operations (CBO) organization, processes, and applications and interaction
• Candidate should be initiative-taking, organized, and have excellent written / verbal communications skills. Ability to develop presentations.
• Candidate should have strong critical thinking / problem-solving skills and intellectually curios to dive in and help fix issues.
• Wholesale Loan product, operations processing experience / knowledge and related systems (e.g., LIQ/AFS) required
• Proficient in Microsoft product suite of tools including Excel, PowerPoint, and SharePoint
• Process management, data management regulatory reporting experience, a plus

Job Expectations:

• Ability to work a hybrid schedule of 3 days in office / 2 days remote
• Willingness to work on-site at stated location on the job opening.
• This position is not eligible for Visa sponsorship.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

In this role you will partner with stakeholders and play a pivotal role for various marketing campaigns aimed at assessing key marketing levers for future optimization and developing solid actionable inflight reporting for continuous refinement of our marketing campaigns. Additionally, you will be responsible for implementing marketing strategies that drive growth and engagement, while continuously improving campaign performance and efficiency.

In this role, you will:

• Measure and quantify the success of CSBB Marketing campaigns while inflight and via post campaign deep dives

• Communicate actionable insights and recommendations using data in a digestible format to a non-technical audience of varying levels

• Lead or participate in moderately complex initiatives and deliverables by utilizing data-driven, advanced analytical, statistical techniques, algorithms, or models to make actionable insights, trends, recommendations, or contribute to large-scale planning that has a broader impact

• Review and analyze moderately complex, large structured and unstructured data sets from various sources, requiring an in-depth hypothesis generation and advanced analysis of variable factors to convert data into meaningful insights and recommendations

• Independently analyze and resolve moderately complex issues and lead team to meet deliverables while leveraging solid understanding of analytic capabilities

• Execute analytical experiments and create innovative statistical technics to discover solutions for abstract business problems across various domains

• Develop a deep understanding of technical systems and business processes to extract data driven insights while identifying opportunities for engineering enhancements

• Interpret and analyze data, using advanced analytics methods and programming, to recommend ways to solve problems and influence business decisions and strategies

• Collaborate and consult with peers, colleagues, and mid-level managers to drive recommendations and strategies based on data-driven analytical insights, trends, and patterns that will resolve issues and achieve goals; may lead projects, teams, or serve as a mentor for lower-level staff

Required Qualifications:

• 4+ years of data science experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Master's degree or higher in a quantitative discipline such as mathematics, statistics, engineering, physics, economics, or computer science

Desired Qualifications:

• 1+ years of previous marketing campaign analytics experience

• Strong analytical skills, with experience using data and insights to inform marketing decisions

• Proficiency in SQL, Python / R, and other programming languages

• Proficiency in Data visualization preferably with Tableau

• Experience with large production data sets

• Strong project management skills, with the ability to manage multiple projects simultaneously and meet tight deadlines

• Expertise in statistical testing

• Excellent communication and interpersonal skills, with the ability to build strong relationships with cross-functional teams

• Experience with technical systems and business processes extracting data driven insights while identifying opportunities for engineering enhancements

• Hands-on experience of Extract, Transform and Load (ETL) and data warehousing for purposes of integrating different data sources

Job Expectations:

• Ability to travel up to 10% of the time

• This position offers a hybrid work schedule

This position is not eligible for Visa sponsorship.

Posting Location(s):

• 401 S Tryon St. – Charlotte, North Carolina 28202

Required locations listed.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

in Technology as partof Cybersecurity.at wellsfargojobs.com.

In this role, you will:

• Oversee the development of purple teaming methods and solutions within and across the enterprise, to include (but not limited to) the areas of business continuity, emergency management, supply chain security, information security, personnel security, operations security, and facilities security
• Act as a senior contributor to Threat Detection Services to provide subject matter expertise on offensive/defensive operations, operationalizing threat intelligence, tool development, and tradecraft
• Work closely with blue and red team partners to trigger incidents and work with them on detection effectiveness, building relationships among the differing groups
• Build and maintain a comprehensive model of relevant, feasible threats to the enterprise
• Educate senior management regarding the strengths, weaknesses, opportunities, and threats associated with strategic purple teaming
• Provide regular threat/risk briefings to senior management regarding issues raised by the purple team. Present findings within a context of overall risk to the enterprise. Adjust purple team activities and agenda based on senior management input
• Work closely with existing infrastructure and security teams, both to receive input and to provide practical and actionable intelligence
• Act as an adversarial counterpoint to security strategy proposals

Required Qualifications:

• 7+ years of Cyber Security Research experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 7+ years of experience in briefing senior level executives and key stakeholders around red team activities
• 7+ years of information security reporting and analysisexperience
• 5+ years of experience in one or a combination of the following: reporting, analytics, or modeling in an information security environment, information technology environment, or a combination of both

Desired Qualifications:

• Understanding of MITRE ATT&CK framework
• Experience with Burp Suite, CrowdStrike, Splunk, Chronicle, EDR solutions
• Thorough understanding of concepts and principles related to security, strategy, management, and intelligence analysis
• Ability to work productively with a variety of stakeholders (and their associated, sometimes conflicting) interests within the enterprise
• Ability to work with and against internal resistance, and, as necessary, build consensus for red teaming within the enterprise
• Ability to think and act both strategically and tactically, theoretically, and pragmatically
• OSCP certification or other similar related security certifications
• GCP and Azure certifications

Job Expectations:

• This can be hired fully remote

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.