דרושים Wfbi Lead Operational Risk Officer ב-Wells Fargo ב-Ireland, Dublin

About this role:

In this role, you will take on independent oversight of front-line operational risk management, focusing on key risks such as Technology, Information Security, and Resilience. You will also oversee business lines and support functions to ensure effective risk management practices are in place.

Your expertise and experience in operational risk management will be central to ensuring that risks are properly identified, assessed, and managed. You will be expected to bring a strong industry perspective, using your knowledge to strengthen the firm’s resilience and control environment.

In this role, you will:

• Develop, implement, and monitor risk-based programs to identify, assess, and mitigate any operational risk that arises from inadequate or failed internal processes, people, systems, or external events with specific focus on Technology, Information Security and Resilience Risk.
• Maintain a balance between risk mitigation and operational efficiency.
• Evaluate the adequacy and effectiveness of policies, procedures, processes, systems, and internal controls.
• Analyse extremely complex business and system changes to determine impact, identify operational risk issues and participate in the development of risk ratings.
• Provide operational risk expertise and consulting to complex business units for initiatives with high risk, generally spanning multiple business lines.
• Design and develop the most complex testing strategies, methodologies and analyses.
• Consult with the business and functions SMEs to develop corrective action plans and effectively manage change.
• Identify training opportunities.
• Design and coordinate the development of training materials and coordinate or deliver training.
• Report findings and develop business cases to influence executive management, management committee members or head of business on the need for controls to mitigate risk.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
• Lead project or virtual teams and mentor less experienced staff.

Required Qualifications:

• Experience in Operational Risk or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Experience in financial services sector, preferably in banking including capital markets and/or corporate lending businesses.
• Experience in the management or oversight of IT and Resilience risk including knowledge of relevant regulations (incl. DORA) and with technology controlframeworks/standards.
• Experience in projects or processes involving multiple disciplines within an organisation.
• Strong analytical skills with high attention to detail and accuracy.
• Excellent verbal, written, and interpersonal communication skills with the ability to articulate complex concepts in a clear manner.
• Ability to work independently and positively collaborate in a fast-paced team environment.
• Self-starter who can identify and deliver continuous improvement;
• Third level degree ideally in business, finance or relevant discipline.
• ISACA qualification or equivalent preferable; and
• Advanced Microsoft Office (Word, Excel, and PowerPoint) skills.
  

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

The primary responsibilities of this role are to provide credit risk analysis and assessment of credit proposals from particular Lines of Business (“LOB’s”) designated from time to time, making informed recommendations to Credit Committee as required and/or and making informed decisions on credit requests within the parameters of your Delegated Credit Approval Authority, as required. Provide oversight and monitoring of portfolio exposures to those LoB’s in a manner conforming to WFBI, WFC and regulatory requirements.

In this role, you will:

• Lead or participate in providing risk analysis and recommendations to Credit Committee related to credit proposals originating with various LoB’s which may include Commercial real Estate (“CRE”), Corporate banking Group (“CBG”), Financial Institutions Group (“FIG”) and Capital Finance (SCF & CDF) LoB’s.
• Resolve moderately complex credit issues.
• Collaborate and consult with peers, and colleagues, to resolve credit portfolio issues and achieve goals consistent with the credit culture within the firm.
• Assess credit proposals originating with above-mentioned LoB’s and execute or support informed decisions on credit requests within the parameters of the Credit Decisioning Framework.
• Ensure that proposals originated by the above-mentioned LoB’s conform to the Credit Strategy and stated risk appetite set forth by the Board and adhere to WFBI Policies and Procedures.
• Interface with internal and external auditors, Risk Asset Review and regulators to ensure the integrity of WFBI’s credit grades and risk and grading process and procedures.
• Support the provision of reports to: Senior Management; Credit Committee; Risk Committee; Board; - provisioning, reserves, impairments, Group Reporting; Regulatory Reporting.

Required Qualifications:

• Experience in credit Portfolio Consulting, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Degree educated (or equivalent).
• Proven interpersonal and communication skills, with demonstrated ability to provide presentations and briefings to management and liaise with other company departments.
• Ability to work under pressure and prioritise workload.
• Professional maturity and high energy level.
• Must be able to work independently in a fast paced, team environment.
• Ability to operate comfortably in a large, multicultural organisation.
• Proficient with advanced Word, PowerPoint, Excel and/or VBA.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

As a key leader in the International Risk Strategy, Planning & Governance (SP&G) team, you’ll work closely with the WFBI CRO, the International Head of Risk SP&G, and other senior leaders to drive a holistic risk management approach, ensuring strong governance and oversight across the organization.

In this role, you will:

Under the supervision of the WFBI CRO & the International Head of the Risk SP&G Team, lead the implementation of certain key Enterprise Risk deliverables that seek to drive a holistic approach to risk management including:

• Be responsible for the ‘Enterprise Risk Programs, Risk Reporting & Governance’ (e.g. risk identification, risk appetite, risk profile, risk reporting and new business initiatives) coverage area of the SP&G team, which includes WFBI, multiple legal entities and non-US jurisdictions.
• Develop enterprise risk, governance, reporting programs, plans, specifications, resources, and long- term goals for highly complex corporate governance risk programs and technical business needs across multiple front lines,; including influencing group programs and policy development to reflect international requirements e.g. risk management framework, risk strategy and risk appetite, risk measurement, risk identification and assessment programs.
• Review complex business, operational, or technical challenges that require an in-depth evaluation of variable factors.
• Formulate and present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in relevant policies, procedures and requirements.
• Oversee the coordination and aggregation of risk reporting and risk submissions which are presented to governance committees for review, recommendation or approval.
• Lead escalation, and timely remediation of issues, deficiencies or regulatory matters regarding risk management.
• Deliver solutions that are long term, large scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others
• Engage and influence stakeholders, internal partners and peers associated with the responsible oversight and strategic direction of enterprise risk, governance and reporting programs or affected by its outcomes
• Identify, support and recommend opportunities for process improvement and risk control development of companywide risk-based programs
• Utilize knowledge of risk and regulatory for one or more risk, product or front-line areas with significant impact and risk
• Determine appropriate strategy and actions of the team to meet moderate to high-risk deliverables
• Interpret and develop policies and procedures for functions with moderate complexity within scope of responsibility
• Build relationships with corporate, business heads, Legal, Audit, regulators and industry partners on risk related topics
• Manage and develop teams of individuals in roles with moderate complexity and risk
• Develop and guide a culture of talent development to meet business objectives and strategy

Under the supervision of the WFBI CRO and specific to WFBI, the role holder will be accountable for managing the firm's enterprise risk including risk controls, setting and managing risk exposures and reporting directly to the WFBI CRO on risk management matters. This includes SP&G and risk analytics activities such as:

• Leading on the implementation of key team priorities and deliverables which will involve development, implementation, and monitoring of key risk governance related processes.
• Oversight of strategic risk, model risk, reputation risk.
• Execution of risk programs such as risk identification, risk appetite, risk profile, risk reporting, policy management and new business initiatives, and
• Leading risk analytics team responsible for core credit risk reporting, regulatory risk support, report submission and managing IFRS9 loss provision model components (including engagement with group model service providers)

Required Qualifications:

• Experience in Risk Management (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Management or leadership experience
• Excellent track record of senior leadership within the financial services sector including a thorough and extensive knowledge of the regulatory environment.
• Extensive experience in Risk Management (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Track record of risk remediation and senior regulatory engagement.
• High-level ability to analyse and interpret data and create comprehensible insight for teams and stakeholders;
• Expertise in leading enterprise risk management programs.
• Expertise in key risk management concepts and techniques
• Experience in financial services / lending businesses.
• Experience in projects or processes involving multiple disciplines within an organisation.
• Exceptional organisational, analytical and documentation skills.
• Must be able to work independently, be solutions focused, positively collaborate and lead others in a fast-paced team environment.
• Well-developed interpersonal skills, with an ability to communicate effectively; and
• Self-starter and able to identify and deliver continuous improvement.
• Strong communication skills with the ability to present to a non­technical audience;
• Degree educated in Business, Accounting, Mathematics, or related field required;
• Highly organized with well-honed time- management skills and ability to prioritize;
• Unquestionable ethics;

Job Expectations:

In addition to the responsibilities summarized in your job description, you are also required to comply at all times with CBI Conduct Standards:

Central Bank of Ireland Regulatory Requirements

This role is designated as a Controlled Function 2 (CF-2) role under Part 3 of the Central Bank Reform Act 2010 (sections 20 and 22) and as such is subject to certain regulatory requirements.

Individuals who perform a CF role must have a level of fitness and probity appropriate to the performance of that particular function and must comply with WFBI’s Fitness and Probity policy. WFBI are required to carry out prescribed due diligence to assess your fitness and probity, and to satisfy itself on reasonable grounds that you comply with the standards of fitness and probity prescribed by the Central Bank of Ireland pursuant to any code issued under section 50 of the Central Bank Reform Act.

As a role carrying aCF-2designation, the role holder will also be subject to the Common Conduct Standards under the Central Bank of Ireland’s Individual Accountability Framework and will be required to take reasonable steps to ensure the Conduct Standards are met.

The role holder will be required to possess and maintain the appropriate technical knowledge required to perform the role and to understand the regulatory obligations to which they are subject as aCF-2, to include, without limitation, the Conduct Standards and the Fitness and Probity Standards.

• An individual who performs a CF-2 role ensures, controls or monitors compliance by WFBI with our relevant obligations.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead the development and refinement of qualitative and quantitative Liquidity oversight and reporting to meet the needs of the Bank in order to support effective decision making.

• Assist in oversight and monitoring of Interest Rate Risk in the Banking Book (IRRBB) and Capital Adequacy along with Market, Counterparty Credit Risk and Funds Transfer Pricing.

• Lead the annual IRM review and challenge of both the qualitative and quantitative aspects of the ILAAP and assist in the annual IRM review and challenge ICAAP and Recovery Plan.

• Prepare and deliver Liquidity, Interest Rate, Capital Adequacy and Market Risk Reports to Board, Risk Committee and ALCO as well as the Senior Management team.

• Evaluate the adequacy and effectiveness of policies, procedures, processes, systems, and internal controls for Treasury Risk oversight.

• Lead the RCSA (Risk & Control Self-Assessment) Liquidity oversight annual assessment process for the team and assist with RCSA annual process for additional Treasury Risks.

• Continuous development, enhancement and embedding of the Liquidity, IRRBB, Capital Adequacy and Market Risk Framework to deliver effective risk management to the business and continue to educate the business in effective risk management ensuring that processes are fit for purpose.

• Provide Liquidity Risk expertise for New Business Initiatives.

• Assist in the annual review of the Bank's Statement of Risk Appetite Framework and review and challenge proposed Liquidity, IRRBB, Capital Adequacy and Market Risk limits consistent with the Bank's Risk Appetite.

• Interact with the Front-line teams responsible for identifying, monitoring and measuring of treasury risks.

• Review existing and new regulatory requirements and guidelines relating to financial risks to ensure compliance.

• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

• Involvement in the Bank's Strategy, and Operating Plan as it relates to treasury processes.

Required Qualifications:

• Experience in Capital Markets, trading or interest rate risk, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• This role will rely on industry expertise and proven experience in a Treasury or Risk background specifically relating to Liquidity & Funding with exposure to IRRBB and Capital Adequacy and a good working knowledge of Funds Transfer Pricing, Market Risk and Counterparty Credit Risk. Additionally, experience and/or exposure relating to regulatory reporting, stress testing processes, ILAAP and ICAAP is required.
• Proven ability to oversee Financial Risk Management within a banking environment.
• Strong analytical skills with high attention to detail and accuracy and the ability to recognise and investigate reporting anomalies.
• Business focused with strong stakeholder management and influencing skills and able to interact with all levels of an organization and operate up to senior management level.
• Ability to prioritise multiple projects and deadlines.
• Must be able to work independently and positively collaborate in a fast-paced team environment.
• Self-starter who can identify and deliver continuous improvement.
• Ability to identify and monitor risk in collaboration with Compliance and Audit.
• Risk management qualification preferable.
• Advanced Microsoft Office (Word, Excel, and Powerpoint) skills.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

The primary responsibilities of this role are to provide credit risk analysis and assessment of credit proposals from particular Lines of Business (“LOB’s”) designated from time to time, making informed recommendations to Credit Committee as required and/or and making informed decisions on credit requests within the parameters of your Delegated Credit Approval Authority, as required. Provide oversight and monitoring of portfolio exposures to those LOB’s in a manner conforming to WFBI, WFC and regulatory requirements.

In this role, you will:

• Provide risk analysis and recommendations to Credit Committee related to credit proposals originating with various LoB’s which may include Commercial real Estate (“CRE”), Corporate banking Group (“CBG”), Financial Institutions Group (“FIG”) and Capital Finance (SCF & CDF) LoB’s.
• Assess credit proposals originating with above-mentioned LoB’s and make informed decisions on credit requests within the parameters of your Delegated Credit Approval Authority.
• Provide portfolio oversight/monitoring for credit exposures originating with the above-mentioned LoB’s and other LoB’s, as required.
• Ensure that proposals originated by the above-mentioned LoB’s conform to the Credit Strategy and stated risk appetite set forth by the Board and adhere to WFBI Policies and Procedures.
• Take responsibility for monitoring the credit risk of all exposures and tracking credit quality migration and informing the WFBI chain of risk control (CRO; Credit Committee; Risk Committee; Board) of risk developments, as appropriate.
• Interface with internal and external auditors, Risk Asset Review and regulators to ensure the integrity of WFBI’s credit grades and risk and grading process and procedures.
• Monitor compliance with concentration risk.
• Provide reports to: Senior Management; Credit Committee; Risk Committee; Board; ALCO – provisioning, reserves, impairments, and run-off; Group Reporting; Regulatory Reporting.

Required Qualifications:

• Experience in Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Risk management experience in relevant risk classes with an ability to analyse transactions and to quickly identify key risks.
• Experience in developing risk models to support portfolio management
• Proven interpersonal and communication skills, with demonstrated ability to provide presentations and briefings to management and liaise with other company departments.
• Ability to work under pressure and prioritise workload.
• Must be able to work independently in a fast paced, team environment.
• Ability to operate comfortably in a large, multicultural organisation.
• Proficient with advanced Word, PowerPoint, Excel and/or VBA.
• Degree educated (or equivalent).

Job Expectations:

In addition to the responsibilities summarized in your job description, you are also required to comply at all times with CBI Conduct Standards:

Central Bank of Ireland Regulatory Requirements

This role is designated as a Controlled Function 2 (CF-2) role under Part 3 of the Central Bank Reform Act 2010 (sections 20 and 22) and as such is subject to certain regulatory requirements.

Individuals who perform a CF role must have a level of fitness and probity appropriate to the performance of that particular function and must comply with WFBI’s Fitness and Probity policy. WFBI are required to carry out prescribed due diligence to assess your fitness and probity, and to satisfy itself on reasonable grounds that you comply with the standards of fitness and probity prescribed by the Central Bank of Ireland pursuant to any code issued under section 50 of the Central Bank Reform Act.

As a role carrying aCF-2designation, the role holder will also be subject to the Common Conduct Standards under the Central Bank of Ireland’s Individual Accountability Framework and will be required to take reasonable steps to ensure the Conduct Standards are met.

The role holder will be required to possess and maintain the appropriate technical knowledge required to perform the role and to understand the regulatory obligations to which they are subject as aCF-2, to include, without limitation, the Conduct Standards and the Fitness and Probity Standards.

• An individual who performs a CF-2 role ensures, controls or monitors compliance by WFBI with our relevant obligations.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

You will work in close partnership with the EMEA IT Service Management team to provide strategic oversight and manage the delivery of outsourced application services. A key focus of the role is identifying opportunities for service enhancement, driving operational excellence, and ensuring that all EFT services are delivered in alignment with agreed Service Level Agreements (SLAs) and Key Performance Indicators (KPIs).

In this role, you will:

• Lead complex, broad impact initiatives including provision of high level systems consultation for the technology teams.
• Work as key participant in large scale planning of computer systems and network infrastructure for Systems Operations functional areas.
• Review and analyze complex technical challenges, as well as escalated support issues related to core business solutions that require in depth evaluation of multiple factors, such as alternatives, enhancements, periodic systems reviews, or improvements to existing systems.
• Make decisions on technical changes and enhancements.
• Consult with engineering team on change design requiring solid understanding of technical process controls or standards that influence and drive new initiatives.
• Collaborate and consult with technical peers, colleagues, and mid to more experienced level managers to resolve systems support issues and achieve goals.

Required Qualifications:

• Experience in Systems Engineering, Technology Architecture, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Service focus. Know how to see the bigger picture and can drive to get the best business outcomes within the underlying EFT Platform.
• Service Management Framework knowledge. Have a recognised Service Management Framework qualification, e.g. ITIL.
• Service reporting.Can leverage data analytics skills to enhance service delivery and performance. Can see the patterns and trends within the data and translate this into meaningful reporting for consumption across Technology, leading to continual service improvement.
• Business Continuity & Operational Resiliency.Have a good understanding of BCP & resiliency planning.
• Problem Management.Can lead investigative work into problems driving the collection of information and creation of recommendations for improvements. Know how to absorb large amounts of conflicting information and use it to produce solutions.
• Continual service improvement. Know how to analyse current processes, identify, and implement opportunities to optimise processes. Lead and develop SME’s to deliver service improvements.
• Ownership and initiative. Can take accountability of issues that occur and be proactive in searching for potential problems. Know how to achieve excellent user outcomes.
• Relationship management. Know how to influence stakeholders and manage relationships effectively. Can build long-term strategic relationships.
• Strategic thinking.Can define service delivery strategies and policies, providing guidance to others on working in the strategic context. Know how to evaluate current strategies to ensure business requirements are being met and exceeded where possible.
• Technical understanding. You have solid experience of Investment banking technologies (Finance and Regulatory) and understand core technical concepts. Can coach and mentor members of the wider EFT team and help guide their work to prioritise key initiatives and tasks effectively.
• User focus.Know how to collaborate with and represent users internally. Understand the difference between user needs and the desires of the user.
• Communication.Can communicate effectively at all levels and are able to articulate complex technology problems in a fluent and succinct business language.

Desired Qualifications:

• Application production support experience.
• An industry-standard technology certification.
• Strong verbal, written, and interpersonal communication skills.
• Knowledge and understanding of test driven application development.
• Experience designing and developing learning for complex technology systems and processes including Agile development methodology environments.
• Experience designing, developing, and implementing large scale, complex software applications.
• Outstanding problem solving and decision making skills.
• Solid critical thinking skills.
• Experience with financial accounting tools.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.