דרושים Avp Compliance Models Oversight ב-Td Bank ב-Canada, Toronto

Job Description

The Country Compliance and Operational Risk (C&OR) Manager is responsible for ensuring the identification, escalation and timely mitigation of compliance and operational risks in the country in alignment with the Global Compliance -- Enterprise Policy, the Operational Risk Management -- Enterprise Policy (collectively “the Policies”) and the Compliance and Operational Risk Management (“CORM”) Program and Standard Operating Procedures (SOPs).

The Country C&OR Manager assists in engaging other C&OR officers, including horizontal coverage owners and Enterprise Areas of Coverage (“EAC”), to provide comprehensive oversight of FLU/CF activities. This role assists in developing and maintaining a global coverage plan which defines the scope and risk-based focus of the second line’s risk management activities. The Country C&OR Manager assists in preparing materials for C&OR regulatory exams/audits/inquiries and may assist with preparation for FLU/CF regulatory exams/audits/inquiries.

This role is responsible for GCOR coverage of the Global Markets business in Canada. The knowledge and expertise to provide second line oversight is crucial to ensuring the firm meets local regulatory requires relating to monitoring and testing and other oversight requirements. Further, this role is responsible for escalations internally from EIT as well as from regulators and for interpreting the application of local laws, rules and regulations and for conducting annual and target risk assessments. Coveraging is for multiple business lines and functions, including but not limited to equity, fixed income and derivatives sales and trading.

Responsibilities

• Assists in the development of independent risk management reporting for respective area(s) of coverage as input into country/regional governance and management routines

• Assists with the oversight of FLU/CF training which may include content development and/or tracking and communication of completion rates

• Assists with the development and maintenance of C&OR-owned policies and standards and/or the oversight of FLU/CF-owned policies, standards and procedures to ensure regulatory and operational risk requirements are appropriately addressed, inclusive of conduct risk as applicable

• Monitors the regulatory environment to identify regulatory changes applicable to area(s) of coverage and maintains a comprehensive regulatory inventory; may support communication of regulatory changes to the FLU/CF and ensuring that policies, standards, procedures and/or processes are appropriately implemented or amended to address regulatory requirements

• Assists in identifying, aggregating, reporting, escalating, inspecting and challenging remediation plans, and performing thematic analysis on FLU/CF-owned issues and control enhancements

• Assists in remediating C&OR “owned” issues and control enhancements

• Contributes to or leads development of risk coverage plans, executes and / or oversees execution of monitoring, testing and risk assessments, communicates results

• Reviews and challenges the regional contributions to Reviews and challenges the FLU/CF process, risk and control inventory and FLU/CF Risk & Control Self-Assessment (RCSA)

• Supports the review and challenge of internal and external operational loss events, including development of remediation plans to strengthen controls

• Supports Scenario Analysis activities for coverage areas and challenges as appropriate

Qualifications

• University degree or equivalent

• Minimum of 5 years’ experience in securities in a financial institution

• Must have compliance experience in futures and fixed income trading

• Compliance experience in equities trading would be an asset

• French language skills would be an asset

• Project management experience

Job Description:

We are seeking a highly motivated compliance professional to join our global Compliance Strategy and Operations team. In this role you will be responsible for designing, scaling, building, implementing, and maintaining an adaptive and mature Risk Compliance Management program. You will empower first-line risk owners and compliance oversight functions to build and maintain mature compliance programs. You will be responsible for identifying potential compliance risks and working with relevant teams to develop mitigation strategies. Must have a strong background in drafting compliance frameworks, policies, standards, and procedures as you will play a critical role in creating a well-documented scalable, sustainable, and repeatable global compliance framework. You will oversee and manage the global compliance governance document inventory. In this role you will also lead the development and execution of the strategic annual compliance plan. Must be able to work well in a team dynamic to ensure the seamless execution of complex, high-impact projects. Must have strong communication, organization, and leadership skills and the ability to work in a fast-paced environment. Demonstrated experience in risk management, risk compliance self-assessment, program effectiveness assessment, and control design effectiveness assessment also desired.

:

• Support the global Compliance Program in defining and achieving departmental objectives:
  • Design operational risk management plans and the annual compliance strategic plan
  • Develop document retention solutions
  • Create and maintain inventories, libraries, and archival systems
  • Improve and scale compliance management routines, workflows, and processes to simplify, streamline and create efficiencies
  • Liaise with risk, compliance, ERM/ORM, legal, and audit partners as required
  • Drive and support the implementation of enterprise-wide transformation projects
  • Perform staffing skills assessments and determine departmental resource gaps
  • Develop and maintain a Roles and Responsibilities matrix
• Take ownership of Compliance Governance Documentation
  • Reviewing, editing, drafting, and maintaining relevant policies and procedures
  • Ensure governance documents align with regulatory expectations, internal standards, industry best practices, and enterprise risk appetite
  • Lead the development of a structured approach to policy management to ensure clarity and consistency
  • Take owner ship of the policy on policy, by designing a policy development framework, approval process, implementation and communication strategy, enforcement and monitoring, review and update management routines, style guide, templates
  • Manage the global Compliance Online Document Inventory, manage the upload process, perform health checks, and provide data driven reports monthly
  • Drafting Procedures that define clear accountability, ownership, roles, and responsibilities and include processes that are sustainable, scalable, and repeatable
  • Leverage the results and output from Risk Control Self-Assessments and Program Effectiveness Assessments to facilitate update process of impacted governance documents
  • Ensure the updating of relevant governance documentation adequately reflects evolving legal, regulatory, and industry best practices
• Lead and draft responses to inquiries from regulators and respond to internal audit findings
• Develop and use metrics (KRIs/KPIs) to oversee and measure first-line performance and the consistent implementation of compliance standards, must have a deep understanding of Risk Control Self-Assessment, Control Effectiveness Assessment, Program Effectiveness Assessment methodologies and GRC tools
• Strong Project management skills to ensure timelines and deadlines are met
• Independently handle projects, work without direct oversight or intervention, manage competing priorities, and communicate effectively with internal audiences,
• The ability to work in a team environment
• Performs other duties and responsibilities as assigned

Education & Experience

• J.D. from an accredited law school
• Minimum 7+ years of experience in governance, or risk management within the financial services or FinTech industry
• Prior experience drafting responses and preparing evidence packages for regulators and internal audit
• Excellent verbal and writing skills with a demonstrated history of independently writing quality policies, and procedures
• Strong understanding of regulatory frameworks, risk management best practices, or mature Compliance Management Systems
• Advance proficiency with GRC platforms (preferably ServiceNow and Archer)
• Consistently delivers high-quality and timely work with strict attention to detail and a strong sense of ownership and accountability
• Intellectually curious, provides insightful solutions as well as information
• Learns and adapts easily, flexible, and comfortable with ambiguity
• Professional demeanor, excellent interpersonal skills, capable of working with all levels of internal and external staff including regulators, and collaborating across large organizations
• Prior project management experience
• Ability to work in a diverse and inclusive workspace
• Ability to work in a team dynamic and be a team player
• Proficient in Word, Excel, PowerPoint, Outlook, Teams, and Microsoft Office Suite

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

TD Asset Management Inc. (TDAM) is one of Canada’s largest investment management firms offering an ever-expanding suite of investment management solutions.

TDAM’s flexible suite of investment management solutions has been specially designed to meet the needs of institutional investors including pension funds, corporations, endowments, foundations as well as accounts for high net worth and retail investors.

In addition to domestic and global equity, fixed income and alternative products, we also offer cash management, transition management, portable alpha strategies, asset mix rebalancing services and passive currency overlay strategies.

Overview of Responsibilities

TDAM manages portfolios for Canadian and U.S. clients, both retail investors and institutional clients. As such, the team requires its employees to have a solid knowledge base in both Canadian and U.S. investment management regulations TDAM has general fiduciary obligations as an asset manager of client money. These obligations require TDAM to have policies and procedures in the areas of portfolio investment guideline monitoring and trading monitoring andoversight.

Specific Accountabilities as it related to Portfolio Oversight

• Maintain an effective operation of the compliance monitoring systems by developing a solid understanding of the workings of the various internal tools and systems, including Bloomberg AIM,
• Utilize Bloomberg AIM to monitor compliance rules, test for violations and analyze results.
• Oversee the implementation and maintenance of compliance rules
• Gain deep understanding of all regulatory rules and all client specific rules that are applicable for each account/mandate. Ensure all applicable investment restrictions are coded on the relevant compliance monitoring system in an accurate and timely basis (for new mandates) and amended, when required, (for existing mandates).
• Review all new account rule coding being set up in the compliance system prior to PM's submitting the first trade for Synthetic mandates.
• The candidate will be expected to be current on all US and Canadian investment management regulations, including the
  Ontario Securities Act
• Liaise with other internal teams, including Regulatory Policy and Governance (RPG), Product, Portfolio Management, Compliance and Legal to ensure new products are consistent with the regulations and TDAM's Monitoring Principals.
• Play an education role for TDAM, being the source of expertise in Canadian and U.S. regulatory knowledge as it relates tomonitoring.

Job Requirements/ Skills/ Qualifications

• Ideally, 2+ years' experience in a similar or pre-post trade compliance related role within a buy-side firm
• Solid understanding of investment strategies, asset types (Equities, Fixed Income and derivatives)
• Proficiency with Bloomberg CMGR and VMGR functions or similar compliance monitoring and rule-coding systems is preferred. Experience in alternative compliance systems is an asset.
• Ability to analyze, interpret and implement both client and regulatory driven investment restrictions to ensure alignment with applicable regulatory rules and to the Firm's monitoring and portfolio oversight framework.
• Strong communication skills and presence with the ability to speak with impact, influence outcomes; simplify complex topics into actionable recommendations for decision-making
• Strong problem-solving skills and the ability to confront conflict and difficult issues in a professional, assertive and proactive manner
• Demonstrated ability to work effectively and cross-functionally with employees at all levels and develop effective working relationships
• Highly motivated self-starter with the ability to meet or exceed deadlines, prioritize, multi-task, and maintain flexibility in fast-paced, changing environment
• Programming and database management experience will be considered an asset.

** Position will be filled as an Analyst or Associate depending on experience level**

**4 days required in the office**

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description

The main focus of the role will be the facilitation of enterprise-wide oversight and governance of the global regulatory change process, ensuring that monitoring of changes is being performed in alignment to the RCM Regulatory Change Standard. To that end, the incumbent will work with Oversight Functions (designated Regulatory Change Leads accountable for areas of laws, rules, and regulations (LRRs) and Risk Owners (own and operate controls to mitigate LRR risk) across TD.

This is an exciting opportunity for individuals with expertise in the field of governance, risk, and controls. Specific accountabilities include the following:

• Perform a leadership role in the ongoing execution of the Regulatory Change Management process

• Act as a subject matter expert and provide objective guidance, review, and support regulatory change activities

• Establish strong relationships with Regulatory Change Leads acting as a primary contact for the regulatory change

• Perform reviews of large data sets and leverage business intelligence tools to drive analysis and insight, monitor, and report on compliance with the RCM Regulatory Change Standard

• Facilitate the onboarding to the Central Regulatory Change Tracker and other applications used for regulatory change identification, assessment, and implementation activities

• Establish strong working relationship with TD Technology team and third-party data provider vendor to collaborate on activities for regulatory change data feeds

• Facilitate enterprise-wide oversight and governance and support the global regulatory library process, ensuring that all Law, Rules and Regulation is complete

• Identify and propose improvements to the process, opportunities to automate and streamline, and participate in improvements implementation

• Support testing engagements from Internal Audit, Compliance Quality Assurance, and others

Department Overview

As part of the Global Regulatory Change Governance (GRCG), the team provides day-to-day support for consistent risk-based management of regulatory change. As a second line of defense, GRCG Team is responsible for the oversight and governance of the regulatory change process for effectively identifying, assessing, communicating, managing, and mitigating regulatory compliance risk and maintaining knowledge of applicable regulatory requirements. The GRCG team documents and executes activities for the ongoing central governance of, oversight of, and training provided to support consistent regulatory change management activities across TD. The role of GRCG Compliance Business Oversight Manger is to:

• Provide oversight of regulatory change activities to drive consistency.

• Develop and communicate enterprise governance and control requirements and expectations.

• Oversee and report issues associated with the regulatory change process.

• Develop and deliver specialized/ad hoc training and reporting, as required.

Job Requirements

• Good understanding of Compliance processes and regulatory environment, including monitoring and Oversight Functions with RCM accountability

• Knowledge of relevant legislation, regulations, and industry standards, as it applies to Banking, Securities, Insurance, Prudential, Finance, HR, etc.

• Experience with coordination of processes involving multiple groups and stakeholders, ensuring that activities are completed timely and efficiently

• Experience analyzing large data sets and leveraging business intelligence tools to drive analysis and insights

• Experience with implementation of process improvements – understanding of technology implementation lifecycle, ability to articulate business requirement for Technology

• Strong analytical and problem-solving skills with strong attending to detail to drive problem framing and solutioning

• Able to breakdown and describe technical concepts in business terms and frame questions in the correct context for the audience

• Ability to work independently, think critically and make decisions

• Ability to manage high volumes of work in a fast-paced environment and manage multiple priorities

• Highly organized and flexible in prioritizing various work demands

• Able to work collaborative and as part of a team

• Ability to influence people and deal with conflicting points of view

• Ability to deal with all levels of staff within the enterprise

• Strong verbal and written communication skills

• Well-developed organizational awareness and business acumen

• Strong relationship management skills

• Able to accept and manage conflicting points of view and work collaboratively

• Ability to think "out of the box" to effect creative and responsive solutions

• Professional experience in a governance related field (e.g. Compliance, Risk Management, AML, Legal, Audit)

Additional Information

• Undergraduate degree

• Relevant professional designations and/or certifications as required

• 7+ years relevant experience

• Technical background

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Key Responsibilities:

• Coordinate and draft content for the annual refresh of the compliance sections for the enterprise risk taxonomy and compliance risk frameworks, and off-cycle updates as required.
• Lead compliance risk taxonomy updates with compliance leadership, and incorporate industry insights and compliance risk knowledge into risk taxonomy definitions.
• Drive the annual refresh and calibration of the risk appetite statement measures and scorecards for compliance-owned measures.
• Review monthly enterprise risk dashboards and incorporate content from enterprise compliance programs and individual compliance units.
• Draft top and emerging risks for compliance on a quarterly basis, incorporating information from the regulatory change program and other board and management reporting.
• Maintain consistency and connectivity between all compliance reporting for enterprise risk management.
• Create and execute an annual workback plan for enterprise risk reporting and draft job aids.
• Coordinate across multiple compliance and risk stakeholders and effectively challenge the quality of compliance and risk data insights as required.
• Make sure latest regulatory expectations and supervisory feedback are incorporated into reporting documentation and routines.

Preferred Skills:

- Minimum of 10 years of experience in Compliance, Risk Management, Audit, or a related compliance role.

- Strong executive writing skills for senior audiences focused on messaging, clarity, and precision. - - Proficiency in Microsoft Office Suite - especially Microsoft PowerPoint, Excel, Word, and Visio.

- Strong stakeholder management skills across different Compliance groups to drive high-quality and accurate reporting insights.

- Strong analytical and communication skills with the ability to escalate and articulate risks to senior leadership.

- Exceptional attention to detail, organizational skills, and critical thinking skills.

- Familiarity with data visualization tools including PowerBI and Tableau a plus.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Key Responsibilities:

• Draft content for management reporting, with clear messaging on data insights, key compliance metrics, and compliance program views.
• Ability to synthesize and aggregate large quantities of data into multiple management and reports, streamline content, and maintain consistency between reports.
• Coordinate across multiple stakeholders and effectively challenge the quality of compliance and risk data insights.
• Conduct training to Compliance Units on drafting insights on regulatory risks, high and overdue issues, and other compliance metrics.
• Make sure latest regulatory expectations and supervisory feedback are incorporated into compliance reporting.
• Document management reporting processes and delivery quality results, providing advice to Compliance Units as required

Preferred Skills:

• Minimum of 8 years of experience in Compliance, Risk Management, Audit, or a related compliance role.
• Strong executive writing skills for senior audiences focused on messaging, clarity, and precision.
• Proficiency in Microsoft Office Suite - especially Microsoft PowerPoint, Excel, Word, and Visio.
• Strong stakeholder management skills across different Compliance groups to drive high-quality and accurate reporting insights.
• Strong analytical and communication skills with the ability to escalate and articulate risks to senior leadership.
• Exceptional attention to detail, organizational skills, and critical thinking skills.

Familiarity with data visualization tools including PowerBI and Tableau a plus.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description

Reporting to the Senior Manager, the Manager will support the Enterprise Compliance Program, including Regulatory Inventory and Regulatory Change program, technology, and processes.

The main focus of the role will be the facilitation of enterprise-wide oversight and governance of the global regulatory inventory process, ensuring that all Laws, Rules and Regulations (LRRs) are reasonably accurate and complete. To that end, the incumbent will work with Oversight Functions (designated Regulatory Compliance Management accountability for areas of LRRs and Risk Owners (own and operate controls to mitigate LRR risk) across TD.

This is an exciting opportunity for individuals with expertise in the field of governance, risk, and controls. Specific accountabilities include the following:

• Perform review of large data sets and leverage business intelligence tools to drive analysis and insight

• Perform ongoing execution of the MERLIN Regulatory Inventory feeds and manual process for sustainability of the Regulatory Inventory.

• Establish strong working relationship with TD Technology team and third-party data provider vendor to collaborate on activities to ensure that MERLIN Regulatory Inventory is accurate

• Establish strong relationships with Regulatory Change Leads and Oversight Functions, acting as a primary contact for updates to TD's the Regulatory Inventory.

• Perform oversight and reconciliation against regulatory inventory for manual intake items, and execution of manual updates to inventory.

• Monitor and report on compliance with the RCM Regulatory Change Standard

• Identify and propose improvements to the process, opportunities to automate and streamline, and participate in improvements implementation

Department Overview

As part of the Global Regulatory Change and Inventory Governance (GRCIG), the team provides day-to-day support to MERLIN Regulatory Inventory and Regulatory Change. As a second line of defense, GRCIG Team is responsible for the oversight and monitoring of TD Regulatory Inventory and Regulatory Change Feeds; governing the processes to support the reasonable accuracy and completeness of the Regulatory Inventory; driving a consistent, adaptable, and effective program across Oversight Functions and Risk Owners; overseeing adherence to the RCM Regulatory Change and RCM Global Regulatory Inventory & Control Standard. The role of GRCIG Manger is to:

• Provide oversight of Regulatory Inventory changes to drive consistency.

• Develop and communicate enterprise governance and control related to TD's Regulatory Inventory.

• Oversee and report issues associated with the Regulatory Inventory and the automated regulatory feeds.

• Develop and deliver specialized/ad hoc training, as required.

Job Requirements

• Good understanding of Compliance processes and regulatory environment, including how various LRRs may be structured and Oversight Functions with RCM accountability

• Knowledge of relevant legislation, regulations, and industry standards, as it applies to Banking, Securities, Insurance, Prudential, Finance, HR, etc.

• Experience with coordination of processes involving multiple groups and stakeholders, ensuring that activities are completed timely and efficiently

• Strong analytical and problem-solving skills with strong attending to detail to drive problem framing and solutioning

• Able to breakdown and describe technical concepts in business terms and frame questions in the correct context for the audience

• Ability to work independently, think critically and make decisions

• Ability to manage high volumes of work in a fast-paced environment and manage multiple priorities

• Highly organized and flexible in prioritizing various work demands

• Able to work collaborative and as part of a team

• Ability to influence people and deal with conflicting points of view

• Ability to deal with all levels of staff within the enterprise

• Strong verbal and written communication skills

Additional Information

• 7+ years relevant experience

• Strong technical background

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.