דרושים Bank Funding Trader ב-Bank Of America ב-United States, Charlotte

Responsibilities:

• Conduct research and analytics on FX, Rates, Repo and other markets related to funding as well as asset and liability management.

• Design, implement and enhance quantitative models (both risk natural, statistic or machine learning models) to optimize trading strategies and reduce overall risk.

• Utilize technical skills with VBA, SQL and Python to build financial models or automate processes.

• Apply mathematical or statistical techniques to solve practical issues in finance, including derivative valuation, risk analysis, or financial market regulation.

• Apply indepth understanding of liquidity management, bank funding strategy, and money markets.

• Ensure optimal funding for the Bank/ABCP programs.

• Understand Bank funding strategy and translate into a tactical issuance plan.

• Analyze and handle large, complex financial dataset with programming tools of Python, SAS, SQL and R.

• Develop and analyze statistical, optimization and machine learning techniques including regression, convex optimization and classification tree to assess model diagnostic and model performance.

• Generate statistical analysis to support stress testing, credit risk management, and regulatory examinations.

• Utilize financial pricing model/library to assess derivative, assets and liability valuation.

• Remote work may be permitted within a commutable distance from the worksite.

Required Skills & Experience:

• Master's degree or equivalent in Finance, Statistics, Mathematics, Financial Mathematics, or related: and

• 5 years of experience in the job offered or a related Quantitative occupation.

• Must include 5 years of experience in each of the following:

• Analyzing and handling large, complex financial dataset with programming tools of Python, SAS, SQL and R;

• Developing and analyzing statistical, optimization and machine learning techniques including regression, convex optimization and classification tree to assess model diagnostic and model performance;

• Generating statistical analysis to support stress testing, credit risk management, and regulatory examinations; and,

• Utilizing financial pricing model/library to assess derivative, assets and liability valuation.

If interested apply online at or email your resume to and reference the job title of the role and requisition number.

As a Sr. Lead Experience Designer, you will:

• Lead, design, optimize and deliver useful and elegant, best-in-class digital experiences and vision working from a multidisciplinary, holistic perspective from concept to execution and implementation
• Applying a broad range of product design capabilities across user experience and visual design to craft complete vision, product and experience solutions across domains, programs and lines of business.
• Trusted advisor to leaders and partners with a diverse set of program stakeholders and cross-functional teams – including product management and engineering – cultivate network required to drive decisions and vision.
• Serve as a high-level craft and delivery expert on complex work while collaborating with researchers, technologists, designers and delivery managers across the team.
• Autonomously lead multiple designers to develop and deliver advanced experience design deliverables across the discovery and accountable for delivery design workflow while providing oversight, including information architectures, user flows mapping user journey, wireframes, high fidelity designs, compositions, design specifications, redlines and prototypes. Deliver exemplary solutions while proactively implementing better practices and methods.
• Drive advanced analysis, clarity, synthesizing, assessing, providing focus and bringing decisive leadership amid ambiguity and guiding to best design approach. Operate at scale by seeking connecting patterns across projects and lines of business.
• Lead, conceptualize and design digital experiences across web, mobile web, and native apps (iOS and Android), utilizing evaluative testing to refine and enhance the customer journey.
• Lead, evaluate and benchmark existing product and service experiences, apply design expertise and heuristics and competitive insights and new frameworks to move discussions forward.
• Organize design critiques, formally mentor other designers, and manage multiple complex programs to drive timely, high-quality outcomes.
• Work on multiple complex programs or lines of business, managing time and expectations with stakeholders across the organization and XD, staying knowledgeable on project and product details. Drive timely, quality delivery by managing multiple projects and actively providing status updates to XD and partner management.
• Actively contribute to standards, reflect our design system patterns in work and champion best practices while setting visions on portfolio for innovative digital and technology experiences.
• Model of excellent visual, communication and storytelling skills. Demonstrate thought leadership by challenging the status-quo, present independently and navigate questions, conceive, pitch, execute creative ideas, patterns and standards.
  

Required Qualifications:

• 8+ years of industry design experience operating as an end-to-end multidisciplinary product designer, with strong capabilities across a range of design disciplines
• An outstanding portfolio that exemplifies excellence in experience design demonstrating end-to-end multidisciplinary product design.
• A strong track record leading the successful execution of large customer-facing digital experiences, multi-channel consumer-facing applications, responsive web, and websites, including complex, compliant and transactional systems.
• Expert in user-centered design principles, development of better practices, and rapid ideation processes like Lean UX, Design Sprints, and Agile.
• Ability to anticipate questions, lead and facilitate discussions and model ability to shift across portfolios and programs.
• Demonstrated success in influencing and advising executives and cross-functional teams to drive to decisions and resolutions with senior stakeholders and launch complex customer-facing digital products and programs.
• High level of proficiency in working with and contributing to design systems and adhering to brand guidelines, leveraging quantitative and qualitative data to inform and inspire design.
• Expert level proficiency with design tools, including Figma, Adobe suite, and Sketch.
• Exemplifies leadership in envisioning, problem-solving with a strong work ethic, showcasing reliability in issue resolution and time management with a focus on achieving results.
• Demonstrated ability to lead in collaborative settings, builds and nurtures strong relationships.
• Continuous learner with strong interest in, and aptitude for learning new design and technology skills
• Excellent communicator in written and verbal form; strong listening and presentation skills, ability to work well with executives, with proven ability to facilitate and influence.
• Adapts swiftly and positively to change, embodying curiosity, resilience and flexibility.
  

Desired Qualifications:

• Bachelor’s degree in design with corresponding experience.
• Financial or similar industry experience preferred.
• Project management experience a plus.

Responsibilities:

• Contribute towards discussions of strategies for funding execution, assessing market capacity, diversification, and financial impacts based on qualitative and quantitate analysis
• Assist in management of real-time deal execution process of debt and capital instrument offerings and communicate relevant deal updates to internal leadership and regulators
• Analyze strategic liability management actions to achieve targeted optimization of key metrics (P&L, NII, regulatory ratios, etc.)
• Monitor and analyze trends in the primary and secondary global debt and capital markets, with a primary focus on BAC and peer debt and capital instruments, to provide market insight, communicate risks and actionable recommendations to Global Funding leadership
• Participate in engagement with external counterparties (syndicate, debt capital markets, traders and diversity firms) on markets and deal-related dialogue
• Maintain knowledge of current and proposed regulations to understand potential market and company-specific impacts
• Monitor market environment and anticipate how external market factors may affect access to funding. React appropriately and elevate key risks
• Ensure ready access to market funding sources, including operational preparedness and program documentation necessary to transact across all product capabilities of the desk
• Produce liability and capital footprint analytics for management reporting and ad hoc financial analysis
• Produce concise presentations and email summaries of market analyses and conclusions
• Participate in stress testing and recovery and contingency planning exercises, providing expertise on funding dynamics in various scenarios
• Prepare routine materials for regulators and coordinate responses to ad hoc requests
• Perform ad-hoc projects, financial analysis related to the Company's debt and capital security footprint and prepare management reporting
• Implement routines and a robust control environment that achieves compliance with all policies, procedures and directives relating to execution
• Engage with Global Markets team to understand structured note forecasts, risks, and opportunities to facilitate responsible growth of business

Required Qualifications:

• 2+ years finance or markets experience (Treasury, Trading, or Finance)
• Interest in markets, liquidity, financial math and risk
• Strong Excel and PowerPoint skills
• Strong analytical and decision-making skills
• Critical thinking, attention to detail, analytical and investigative problem solving skills
• Ability to work independently, with a team, with minimal supervision and efficiently prioritize tasks
• Ability to communicate effectively across a broad range of constituents in verbal, written and presentation forms
• Ability to build and maintain strong relationships across the Enterprise
• Ability to thrive in a fast-paced, demanding environment, adapt to changing priorities and demonstrate initiative
• Inquisitive, willing to challenge the status quo and strive to improve processes
• Comfortable leading an initiative as well as playing a support role on a broader team

Desired Qualifications:

• Undergraduate degree with economics, finance, or quantitative focus or related work experience
• Understanding of fixed income and currency markets, in particular debt and capital instruments
• Familiarity with financial regulatory environment
• Bloomberg and other market sources
• SQL and/or other advanced data manipulation skills
• Tableau
• Python
• CFA

Skills:

• Price Verification and Valuation
• Trading
• Trading and Investment Analysis
• Investment Management
• Problem Solving
• Trade Monitoring
• Trading Strategy
• Business Analytics
• Causation Analysis
• Data and Trend Analysis
• Research Analysis

As an Associate Director you will:

• Manage an interdisciplinary team to design, optimize and deliver useful and elegant, best-in-class digital experiences across web, mobile web, and native apps (iOS and Android) from a multidisciplinary, holistic perspective from concept to execution and implementation.
• Manage teams, across a platform or portfolio, coaching, directing, and unblocking as needed, to produce great work that delights clients and achieves business goals.
• Digest, communicate and guide alignment to the latest XD strategic vision, priorities, OKRs and principles while monitoring progress and identifying opportunities to increase effectiveness.
• Independently problem solves as a practiced decision-maker in working with XD executive leaders and peers.
• Demonstrate expertise with interpreting internal and external business challenges with a tested playbook of best practices to adapt, improve and ship best-in-class products and processes.
• Build and lead high performing teams that operate at scale, deliver impact all while retaining top talent. Be responsible for leading employees across multiple geographies.
• Hold each team member to the highest level of quality and professionalism, providing actionable, concise, and direct feedback to designers across the organization while leveraging situational leadership skills to actively guide career management conversations.
• Oversee solid experience design deliverables across the design workflow, ensuring portfolio of design work is delivered on time and on budget.
• Evaluate and benchmark existing product and service experiences while also inspiring teams to set visions for innovative digital and technology experiences.
• Leverage data, research, and evaluative testing across the customer journey.
• Proactively seek out strategic partnerships across organizations at every level, build strong relationships and drive thought leadership with product, technology, and business associates.
• Evangelize and evolve our XD practice, culture, and craft, lead design meetings and actively participate in critiques.
• Organize project and product details in partnership with project stakeholders and cross-functional teams with strong aptitude for planning, resource management and forecasting.
• Advocate for Design Systems and scale, thinking beyond one design solution and one technical platform, seeking reusability where efficiency matters and variability when differentiation drives value.

Required Qualifications:

• 10+ years of industry design experience, including at least 5 years in a lead multidisciplinary designer role with strong capabilities across a range of design disciplines.
• 5+ years of managing and inspiring people to achieve their maximum potential.
• An outstanding portfolio that exemplifies excellence in experience design demonstrating end-to-end multidisciplinary product design.
• A strong track record leading the successful execution of large customer-facing digital products delivered from inception through launch and sustainment in partnership with cross-functional product development and design teams.
• Knowledge of multi-channel industry standards with demonstrated success in leading and shipping consumer-facing mobile apps, responsive web and websites including system, user, ecommerce, and transactional experiences.
• Mastery of human-centered design methodologies and rapid ideation processes such as Lean UX, Design Sprints, and Agile.
• Able to comfortably dive into Experience Design, understand business needs, and drive decisions based on changing priorities.
• Hands-on experience in organizational change, managing ambiguity, communications & strategy execution with ability to adapt quickly and positively to change.
• Problem-solving without being asked, resolving issues effectively and calmly, strong time management with an intense focus on achieving results.
• Excellent communicator in written and verbal form; strong listening and presentation skills, ability to work well with executives, with proven ability to facilitate and influence.
• Highest level of integrity and management of confidential information.
• Continuous learner with strong interest in, and aptitude for learning new design and technology skills.
• Demonstrated ability to effectively lead and build strong partnerships with stakeholders and management levels.
• Embraces the opportunity to work side by side with other designers and partners in a studio context.
• Expert level proficiency with design tools, including Figma, Adobe suite, and Sketch.
• Is an enthusiastic, highly motivated self-starter with a strong work ethic.
• Experience utilizing quantitative and qualitative data to inform and inspire design.
• Demonstrated ability to lead design with a design system and within brand guidelines.

Desired Qualifications:

• Master’s or Bachelor’s degree in design with corresponding experience.
• Financial or similar industry experience preferred.
• Project management experience a plus.

As an Associate Director you will:

• Manage an interdisciplinary team to design, optimize and deliver useful and elegant, best-in-class digital experiences across web, mobile web, and native apps (iOS and Android) from a multidisciplinary, holistic perspective from concept to execution and implementation.
• Manage teams, across a platform or portfolio, coaching, directing, and unblocking as needed, to produce great work that delights clients and achieves business goals.
• Digest, communicate and guide alignment to the latest XD strategic vision, priorities, OKRs and principles while monitoring progress and identifying opportunities to increase effectiveness.
• Independently problem solves as a practiced decision-maker in working with XD executive leaders and peers.
• Demonstrate expertise with interpreting internal and external business challenges with a tested playbook of best practices to adapt, improve and ship best-in-class products and processes.
• Build and lead high performing teams that operate at scale, deliver impact all while retaining top talent. Be responsible for leading employees across multiple geographies.
• Hold each team member to the highest level of quality and professionalism, providing actionable, concise, and direct feedback to designers across the organization while leveraging situational leadership skills to actively guide career management conversations.
• Oversee solid experience design deliverables across the design workflow, ensuring portfolio of design work is delivered on time and on budget.
• Evaluate and benchmark existing product and service experiences while also inspiring teams to set visions for innovative digital and technology experiences.
• Leverage data, research, and evaluative testing across the customer journey.
• Proactively seek out strategic partnerships across organizations at every level, build strong relationships and drive thought leadership with product, technology, and business associates.
• Evangelize and evolve our XD practice, culture, and craft, lead design meetings and actively participate in critiques.
• Organize project and product details in partnership with project stakeholders and cross-functional teams with strong aptitude for planning, resource management and forecasting.
• Advocate for Design Systems and scale, thinking beyond one design solution and one technical platform, seeking reusability where efficiency matters and variability when differentiation drives value.
  

Required Qualifications:

• 10+ years of industry design experience, including at least 5 years in a lead multidisciplinary designer role with strong capabilities across a range of design disciplines.
• 5+ years of managing and inspiring people to achieve their maximum potential.
• An outstanding portfolio that exemplifies excellence in experience design demonstrating end-to-end multidisciplinary product design.
• A strong track record leading the successful execution of large customer-facing digital products delivered from inception through launch and sustainment in partnership with cross-functional product development and design teams.
• Knowledge of multi-channel industry standards with demonstrated success in leading and shipping consumer-facing mobile apps, responsive web and websites including system, user, ecommerce, and transactional experiences.
• Mastery of human-centered design methodologies and rapid ideation processes such as Lean UX, Design Sprints, and Agile.
• Able to comfortably dive into Experience Design, understand business needs, and drive decisions based on changing priorities.
• Hands-on experience in organizational change, managing ambiguity, communications & strategy execution with ability to adapt quickly and positively to change.
• Problem-solving without being asked, resolving issues effectively and calmly, strong time management with an intense focus on achieving results.
• Excellent communicator in written and verbal form; strong listening and presentation skills, ability to work well with executives, with proven ability to facilitate and influence.
• Highest level of integrity and management of confidential information.
• Continuous learner with strong interest in, and aptitude for learning new design and technology skills.
• Demonstrated ability to effectively lead and build strong partnerships with stakeholders and management levels.
• Embraces the opportunity to work side by side with other designers and partners in a studio context.
• Expert level proficiency with design tools, including Figma, Adobe suite, and Sketch.
• Is an enthusiastic, highly motivated self-starter with a strong work ethic.
• Experience utilizing quantitative and qualitative data to inform and inspire design.
• Demonstrated ability to lead design with a design system and within brand guidelines.

Desired Qualifications:

• Master’s or Bachelor’s degree in design with corresponding experience.
• Financial or similar industry experience preferred.
• Project management experience a plus.

Key Responsibilities:

• Develop strategies for funding execution, assessing market capacity, diversification, and financial impacts based on qualitative and quantitate analysis
• Manage real-time deal execution process of debt and capital instrument offerings and communicate relevant deal updates to internal leadership and regulators
• Analyze, propose, and execute strategic liability management actions to achieve targeted optimization of key metrics (P&L, NII, regulatory ratios, etc.)
• Monitor and analyze trends in the primary and secondary global debt and capital markets, with a primary focus on BAC and peer debt and capital instruments, to provide market insight, communicate risks and actionable recommendations to Global Funding leadership
• Engage with external counterparties (syndicate, debt capital markets, traders and diversity firms) on markets and deal-related dialogue
• Maintain knowledge of current and proposed regulations to understand potential market and company-specific impacts
• Monitor market environment and anticipate how external market factors may affect access to funding. React appropriately and elevate key risks
• Ensure ready access to market funding sources, including operational preparedness and program documentation necessary to transact across all product capabilities of the desk
• Produce liability and capital footprint analytics for management reporting and ad hoc financial analysis
• Produce concise presentations and email summaries of market analyses and conclusions
• Participate in stress testing and recovery and contingency planning exercises, providing expertise on funding dynamics in various scenarios
• Prepare routine materials for regulators and coordinate responses to ad hoc requests
• Perform ad-hoc projects, financial analysis related to the Company's debt and capital security footprint and prepare management reporting
• Implement routines and a robust control environment that achieves compliance with all policies, procedures and directives relating to execution
• Engage with Global Markets team to understand structured note forecasts, risks, and opportunities to facilitate responsible growth of business

Required Qualifications:

• 7+ years finance or markets experience (Treasury, Trading, or Finance)
• Understanding of markets, liquidity, financial math and risk
• Strong Excel and PowerPoint skills
• Strong analytical and decision-making skills
• Critical thinking, attention to detail, analytical and investigative problem solving skills
• Ability to work independently, with a team, with minimal supervision and efficiently prioritize tasks
• Ability to communicate effectively across a broad range of constituents in verbal, written and presentation forms
• Ability to build and maintain strong relationships across the Enterprise
• Ability to thrive in a fast-paced, demanding environment, adapt to changing priorities and demonstrate initiative
• Inquisitive, willing to challenge the status quo and strive to improve processes
• Comfortable leading an initiative as well as playing a support role on a broader team

Desired Qualifications:

• Undergraduate degree with economics, finance, or quantitative focus or related work experience
• Strong understanding of fixed income and currency markets, in particular debt and capital instruments
• Familiarity with financial regulatory environment
• Bloomberg and other market sources
• SQL and/or other advanced data manipulation skills
• Tableau
• Python

Job Description:

Job Description:

As an Associate Director you will:

• Manage an interdisciplinary team to design, optimize and deliver useful and elegant best-in-class digital experiences across web, mobile web, and native apps (iOS and Android) from a multidisciplinary, holistic perspective from concept to execution and implementation
• Manage teams, across a platform or portfolio, coaching, directing and unblocking as needed, to produce great work that delights clients and achieves business goals
• Digest, communicate and guide alignment to the latest XD strategic vision, priorities, OKRs and principles while monitoring progress and identifying opportunities to increase effectiveness
• Independently problem solves as a practiced decision-maker in working with XD executive leaders and peers
• Demonstrate expertise with interpreting internal and external business challenges with a tested playbook of best practices to adapt, improve and ship best-in-class products and processes
• Build and lead high performing teams that operate at scale, deliver impact all while retaining top talent. Be responsible for leading employees across multiple geographies
• Hold each team member to the highest level of quality and professionalism, providing actionable, concise, and direct feedback to designers across the organization while leveraging situational leadership skills to actively guide career management conversations
• Oversee solid experience design deliverables across the design workflow, ensuring portfolio of design work is delivered on time and on budget
• Evaluate and benchmark existing product and service experiences while also inspiring teams to set visions for innovative digital and technology experiences
• Leverage data, research, and evaluative testing across the customer journey.
• Proactively seek out strategic partnerships across organizations at every level, build strong relationships and drive thought leadership with product, technology and business associates
• Evangelize and evolve our XD practice, culture, and craft, lead design meetings and actively participate in critiques
• Organize project and product details in partnership with project stakeholders and cross-functional teams with strong aptitude for planning, resource management and forecasting
• Advocate for Design Systems while simultaneously thinking beyond one design solution and one technical platform, seeking reusability where efficiency matters and variability when differentiation drives value
  

Required Qualifications:

• 10+ years of industry design experience, managing and inspiring people to achieve their maximum potential
• 3+ years in a lead designer role with capabilities across a range of design disciplines
• An outstanding portfolio that exemplifies excellence in experience design demonstrating end-to-end multidisciplinary product design
• A strong track record leading the successful execution of large customer-facing digital projects delivered from inception through launch and sustainment in partnership with cross-functional product development and design teams
• Knowledge of multi-channel industry standards with expertise leading and shipping consumer-facing mobile apps, responsive web and websites including system, user, ecommerce, and transactional experiences
• Mastery of human-centered design methodologies and rapid ideation processes such as Lean UX, Design Sprints, and Agile
• Able to comfortably dive into Experience Design, understand business needs, and facilitate decisions based on changing priorities
• Hands-on experience in organizational change, managing ambiguity, communications & strategy execution with ability to adapt quickly and positively to change
• Problem-solving without being asked, resolving issues effectively and calmly, managing time well and an intense focus on achieving results
• Excellent communicator in written and verbal form; strong listening, ability to work well with executives, and ability to facilitate and influence
• Highest level of integrity and management of confidential information
• Continuous learner with strong interest in, and aptitude for learning new design and technology skills
• Demonstrated ability to effectively lead and build strong partnerships with stakeholders and management levels
• Embraces the opportunity to work side by side with other designers and partners in a studio context
• Challenges conventional thinking
• A high level of proficiency with design tools, including the Figma, Adobe suite, InVision and Sketch
• Is an enthusiastic, highly motivated self-starter with a strong work ethic
• Experience utilizing quantitative and qualitative data to inform and inspire design
• Demonstrated ability to lead design with a design system and within brand guidelines
• Has the availability to work weekends and/or extended hours as needed to operate the business
  

Desired Qualifications:

• Master’s degree in design or Bachelor’s with corresponding experience
• Financial or similar industry experience preferred
• Project management experience a plus