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JPMorgan Underwriting Analyst 
United Kingdom, Scotland 
960461636

26.06.2024

Job responsibilities:

  • Ensuring referred applications or appeals are underwritten optimally, while working within our Credit Risk mandates and ensure the team operate within the service level agreements - we believe everyone is responsible for delivering the right outcomes in a timely manner
  • Provide subject matter expertise and use keen investigative skills to resolve complex onboarding queries and lending complaints
  • Support new product design and process optimization by continually identifying areas where we can improve
  • Understand the consumer finance market to assist with lending decisions given
  • Understand complex cases and continually observe for additional red flags (such as potential first party fraud indicators)
  • Keep detailed and accurate records of the underwriting decisions and articulate clearly why decisions have been made
  • Adhere to the FCA Conduct Rules

Required qualifications, capabilities, and skills:

  • Strong understanding of the underwriting processes and procedures with a focus on new business applications.
  • Experience of financial underwriting within a regulated FCA environment, with a strong customer service background (1 year minimum)
  • Experience of working on your own initiative and prioritise tasks to reflect the impact on the business
  • Genuine interest in regulation and be able to interpret changes as they occur
  • Strong knowledge of CONC and TCF principals and how to apply them to ensure adherence with FCA guidelines
  • Ability to lead by example and skilled at partnering with stakeholders