Wells Fargo Lead Credit Risk Officer / Unsecured Lending 

United States, North Carolina, Charlotte 

927639318

In this role, you will:

• Demonstrate understanding of credit risk data, strategies, and models across customers’ life cycle

• Experienced in managing originations/account management decision engine capabilities

• Experience using Machine Learning Scoring tools and adverse action reasons in underwriting and pricing processes

• Experiencing establishing a framework across the credit life-cycle for underwriting strategies that are stress resilient and can be aggregated to measure against compliance with a portfolio credit risk appetite

• Engage and influence stakeholders, internal partners and peers associated with initiatives that cross multiple lines of business in scope with significant impact and risk

• Identify and recommend opportunities for process improvement and risk control development to drive the company credit culture, desire, and business performance

Required Qualifications:

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 5+ years of experience within a consumer lending business, strong risk background and broad familiarity with regulation and risk requirements

• Preferred experience in Business Card or Consumer Lending

• Experience in owning and modifying Credit Risk strategies

• Ability to present complex concepts in layperson terms; easily tailor communication style among diversified audience ranging from executive level to analysts

• Advise senior business leadership regarding appropriate policies and processes leveraging risk management metrics/business scorecard, track performance, and monitor trends across the business

• Proven ability to foster constructive relationships with regulatory agencies, peers at other financial institutions, business leaders, and other internal risk management leaders/groups

• Demonstrated ability to operate independently and effectively build relationships within a matrixed environment to influence outcomes both within Unsecured Lending, Consumer Lending and IRM

• Proven communication skills with the ability to influence, develop, partner, and collaborate at all levels within the organization and externally with customers, regulators, partners, and communities

• Deep knowledge of the infrastructure needed to support a line of business, leading-edge risk practices, and required end-to-end processes

• Strong process management and reengineering skills

• Master’s degree in a quantitative field

Job Expectations:

• This position currently offers a hybrid work schedule.

Posting Locations:

• 401 S Tryon Street, Charlotte, North Carolina

• 2200 Concord Pike, Wilmington, Delaware

25 Aug 2024

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.