Citi Group Independent Risk- Credit Approver 

Malaysia, Penang, George Town 

861210933

Responsibilities:

• Evaluate and approve credit proposals within delegated credit authority, ensuring compliance with WCR standard and procedures as well as regulatory requirements.
• Prioritize and timely review of credit requests, providing sound credit judgement in approving profitable and prudent credit exposures.
• Maintain close risk oversight of the borrowers to minimize credit costs and assure the risk profile remains within the Bank’s credit appetite. Provide immediate attention and guidance to deteriorating credits.
• Develop a holistic understanding of Citi’s Wholesales credit Policies and Processes, including Global Commercial Operating Manual and Local Operating Procedures
• Keep abreast of regulatory developments, business trends and market sentiments.
• Participate in portfolio reviews and stress tests, and to implement action plan(s) where appropriate.
• Implement relevant credit policies and procedures and to provide guidance and expertise as required.
• Work with stake holders and assist them in regulatory reviews, internal and external audit exercises.
• Work with stake holders and assist in maintenance of data quality, collateral monitoring and other credit processes.

Qualifications:

• You should preferably be a degree holder with minimum 8-11 years of credit experience with wholesale lending.
• You should also possess strong analytical, interpersonal and organizational skills with attention to details
• Demonstrated ability to take intelligent risk and exercising independent and sound judgment
• Proven leadership skills and ability to work independently and a strong team player.
• Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.
• Excellent written and verbal communication skills are essential
• Stays current with the dynamic demands of the environment and clients
• Demonstrated interpersonal, organizational and analytic skills

Education:

• MBA/ Chartered Accountant

Time Type:

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