JPMorgan Credit Risk - Associate 

India, Karnataka, Bengaluru 

851608051

Job responsibilities

• Independently prepare credit analysis on assigned clients - covering macro-overview, industry/sector, business, financials – and recommend changes to credit ratings and amendments to facilities
• Complete annual reviews for assigned portfolio and work on prospect coverage, new client onboarding, new product onboarding, renewals and modifications of existing facilities
• Assist in negotiating and finalizing documentation (credit agreements and amendments)
• Build strong relationships and maintain open communication with colleagues from various Lines of Business including Underwriters, Bankers, Middle Office, etc.
• Support due diligence on capital market transactions for clients
• Develop strong working knowledge and track clients/sectors related to GHHN industries on an on-going basis
• Ensure governance, reporting and data quality requirements are met and maintained for client and client families

Required qualifications, capabilities, and skills

• Graduate degree
• 3-5 years’ experience in credit risk analysis – GHHN or public finance experience
• Ability to work independently as well as in a team environment
• Strong communication & interpersonal skills; ability to effectively present analysis and build positive relationships with global stakeholders
• In depth understanding of financial statements, including ratio analysis, cash flow analysis and accounting standards
• Excellent academic record, strong grasp of corporate finance concepts and application, close attention to detail and accuracy
• Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
• Proficient in the use of MS Word, Excel and PowerPoint

Preferred qualifications, capabilities, and skills