In this role, you will:
- Review complex credit information of loans for companies and industries
- Provide support to the Commercial Banking Portfolio Management team and more experienced individuals in the credit approval process
- Perform complex credit investigations on companies and industries
- Utilize knowledge and interpretation of procedures to direct less experienced individuals
- Interact with immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits
Required Qualifications:
- 4+ years of financial analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- 4+ years' experience in End to end credit lending services for commercial loans includes managing credit risk compliance and processes associated with Credit Admin activities across all stages of credit life cycle
- Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower
- Flexibility to work in shifts & open for lateral opportunities as per the business requirements
- Ability to read & analyze financial and legal documents.
- Excellent knowledge of MS office application primarily MS Excel
- Strong analytical skills.
- Excellent communication skills
- Should be flexible to stretch as per business requirement
- Stakeholders/Client management
- Able to multi-task to accomplish tasks effectively.
- Strong analytic skill, Quick Learner & Attention to detail
- Ability to work quickly & accurately while maintaining acceptable standards of workmanship
- Ability to recognize and escalate to management for any process breaches
- Highly motivated with strong organizational
- Flexibility to work in different shifts
- Ability to succeed in a team environment
Job Expectations:
- Sound knowledge of credit agreements, pre and post funding activities, Quality assurance processes, and transaction processing activities
- Should have an experience in assessing credit worthiness of the corporate borrowers based on qualitative and quantitative factors
- Strong knowledge on GAAP Accounting
- Sound knowledge of ratio analysis, cash flow, and trend analysis
- Proficient and advanced ability with US business writing skills
- Excellent interpersonal, communication & organizational skills with proven abilities in customer relationship management
- Strong analytical skills
27 Feb 2025
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.