Citi Group Citi Commercial Bank – Credit Monitoring Officer Vice President 

Malaysia, Penang, George Town 

654397824

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi’sRisk Managementorganization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control and report material aggregate risks.

We’re currently looking for a high caliber professional to join our team asVice President, Citi Commercial Bank – Credit Monitoring Officer - Hybrid(Internal Job Title: Credit Officer - C13) based in Mumbai, India.Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

In this role, you’re expected to:

• Work as Credit Monitoring Officer for Commercial Banking business encompassing proactive credit risk monitoring and other associated activities
• Work closely with the Risk Heads and remaining accountable for critical updates and other management reports/ Management Information System (MIS) Report, assisting the Risk function with necessary inputs for enabling efficient risk management
• Build and maintain a robust Credit Monitoring Framework with a view to ensuring proactive and effective monitoring and regulatory reporting, encompassing interplay of both credit risk managed within CCB and fraud risk managed by a separate unit
• Actively provide policy inputs to the segmental and overall Risk Head(s) for ensuring adequate checks and balances in the policy and process notes
• Decide and drive necessary portfolio reviews and stress tests towards credit risk monitoring and impact assessment of external/ macro-economic events
• Participate in industry studies under the Global Industry initiatives
• Lead the automation or tech-enablement efforts in respect of the overall Credit Monitoring framework
• Exercise sound judgment while decisioning on various accounts, thereby ensuring appropriate classification of facilities and account strategy based on early warning signs and effective trigger management
• Liaise with internal and external auditors and ensuring no material audit observations
• Maintain a strong oversight on the activities outsourced to captive or external vendors
• Keep abreast of regulatory developments, business trends and market sentiments.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• Professional degree holder with minimum 6-10 years of credit experience in wholesale lending.
• Possesses strong analytical, interpersonal and organizational skills with attention to details
• Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.
• Excellent written and verbal communication skills are essential
• Successful record in working and managing within matrix organizations across segments
• Stays current with the dynamic demands of the environment and clients

Time Type:

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