SAP Senior Credit Governance Reporting Specialist 

India, Karnataka, Bengaluru 

559649062

Key Responsibilities:

• Manage and generate internal and external credit governance reports, ensuring accuracy and compliance with all regulatory and internal standards.
• Develop detailed projections and impact analysis for credits by LOB and credit type, assessing their effect on the company’s financial position, specifically focusing on Free Cash Flow (FCF).
• Oversee and track credit governance processes to ensure compliance with credit policies and guidelines, including mitigating any potential risks or discrepancies.
• Collaborate with key stakeholders across finance, accounting, sales, and operations to provide actionable insights on credit impact and drive informed decision-making.
• Contribute to the preparation of monthly, quarterly, and annual reports for management and other stakeholders, providing a clear analysis of credit data and trends.
• Lead the identification of trends, discrepancies, and potential risks within credit data to improve forecasting and risk mitigation strategies.
• Support ad-hoc reporting and analysis as required, ensuring alignment with business objectives.

Required Skills and Qualifications:

• Strong background in credit management, finance, accounting, or a related field with at least 2-5 years of experience in credit management or financial reporting.
• Proficient in data analysis and reporting tools (e.g., Excel, SAP, or similar), with the ability to manipulate complex data sets and present findings clearly.
• Solid understanding of financial concepts , particularly the impact of credit on Free Cash Flow (FCF), revenue forecasting, and budgeting.
• Exceptional communication skills , with the ability to effectively collaborate with senior stakeholders, present data insights, and make recommendations for process improvements.
• Strong attention to detail , ensuring accuracy in reporting and analysis, and the ability to meet tight deadlines under pressure.
• Proven ability to work independently and within a team , with a proactive approach to solving problems and managing multiple tasks simultaneously.
• Experience in creating financial reports for different business areas, including senior-level stakeholders and external auditors.
• Language Skills: Fluent in English (written and spoken); additional languages are a plus.

Desirable Skills:

• Experience in business forecasting , with a focus on credit and financial planning.
• Knowledge of SAP or similar ERP systems , with experience in working with large-scale data sets and systems.
• Understanding of operational and financial impacts of credit policies , with a proven ability to identify and address inefficiencies or risks.
• Experience in risk management , specifically related to credit governance and financial compliance.
• Ability to develop and implement process improvements within the reporting framework to enhance efficiency and accuracy.
• Advanced Excel skills , including working with pivot tables, macros, and financial modeling tools.

This is an exciting opportunity to contribute to the global operations of a leading organization while developing your expertise in credit management. You will play a key role in ensuring the efficient and effective management of credit processes, working alongside a talented and diverse team.

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