In this role you are part of the Credit Risk Custom Underwriting team, a center of excellence designed to handle custom credit solutions for high net worth individuals. As a member of the team, you will work in conjunction with Lending Specialists and Credit Executives to provide credit solutions within a diverse portfolio of products and collateral types.
Job responsibilities
- Identifiy risk for Custom Credit Underwriting practices within Wealth Management Risk.
- Review Quality to validate the effectiveness of grading and risk analysis as well as adherence to policies, procedures and regulations, where applicable.
- Responsible for analyzing transactions and identifying risks/gaps including determining differences and/or inconsistencies, across various products and global regions.
Required qualifications, capabilities and skills
- Bachelors’ degree and previous consumer and commercial lending experience
- Experience in loan review/audit, wholesale credit approval and/or credit delivery
- At least 9 years’ experience in Auditing, Accounting, Internal Control and/or Credit Underwriting with focus on Wholesale Credit Risk
- Knowledge of financial principles and procedures; strong background in the Financial Services Industry
- Working understanding of credit risks and related controls
- Ability to follow complex methods and procedures in diverse tasks
- Experience with Credit Risk infrastructure tools and applications (iCRD, Loan IQ, Connect, etc)
- Working knowledge of Microsoft Office applications
- Highest level of professionalism, ability to deal with highly confidential information in a professional manner
- Strong time management, problem solving, written and oral communication skills
- Ability to work well individually and in teams, share information and support colleagues
Preferred qualifications, capabilities, and skills
- Knowledge and understanding of the private client business is preferred