Expoint – all jobs in one place
מציאת משרת הייטק בחברות הטובות ביותר מעולם לא הייתה קלה יותר
Limitless High-tech career opportunities - Expoint

PayPal Market Compliance Officer - 
Brazil, São Paulo, São Paulo 
508391881

Yesterday

The Brazil Market Compliance Officer (MCO), is responsible for delivering on the compliance and regulatory requirements for PayPal do Brasil Instituicao de Pagamento Ltda, ensuring it is compliant with local laws and regulations.The MCO needs to have a deep understanding of financial services and fintech products and business models to offer guidance on how to most effectively comply with regulatory requirements while supporting the business strategy and customer experience.


Job Description:

The MCO roles require a great ability to understand complex regulatory compliance policies and keep abreast of changes, influence leaders internally and regulators externally, communicate clearly and concisely and have strong industry and business acumen. Roles & responsibilities include:

  • Delivering on the regulatory requirements for PayPal in Brazil, this position is responsible for support of second line development and oversight of the Risk and Compliance Management Program via a data-driven approach that meets both the PayPal global framework and all local regulatory requirements.
  • Providing guidance to business partners relating to the development of controls for critical business processes to mitigatecompliance/operational
  • Assisting in execution of the compliance risk assessments.
  • Supporting ongoing and targeted compliance monitoring and/or testing.
  • Providing ongoing support of business unit’s issue management and remediation efforts.
  • Assisting with the development of SOPs and applicable policies.
  • Providing business with guidance and oversight of new product development initiatives.
  • Preparing periodic reports summarizing the business units’ risk and control environment.
  • Engaging key Risk and Compliance program stakeholders to help support business unit initiatives.
  • Lead local projects and initiatives, and support and provide input into global projects and initiatives.
  • Develop and maintain excellent working relationships across global, operational, and functional staff supporting PayPal do Brasil Instituicao de Pagamento Ltda
  • Enhance general risk management and compliance culture within the business.

Qualifications/Education/Experience/Skills:

Industry Acumen

  • Deep knowledge of Brazil financial services/payments regulatory environment, including significant knowledge of anti-money laundering programs, corporate governance, regulatory reporting obligations, consumer protection and privacy.
  • 10+ years of experience in demonstrating leadership in building complex Compliance Programs.
  • To quickly identify and bring external perspectives, particularly when developing policies, procedures, and best practices for compliance
  • To be able to dynamically help evolve the compliance program with changes in industry guidance, norms and expectations
  • To effectively analyze regulatory risks in complex business processes, and recommend controls to mitigate those risks.

Compliance Acumen

  • To provide compliance leadership for products and jurisdictions
  • To provide intel on emerging compliance risks
  • To identify new/changing compliance requirements and connecting those requirements to the specifics of PayPal
  • To help FLOD and SLOD stakeholders understand and address the nuanced compliance requirements for the respective products and jurisdictions
  • Extensive experience with regulators and the regulatory exam process, ideally within the Financial services and/or Fintech industry.

Business Acumen

  • To embed compliance considerations early in the product development lifecycle
  • To understand the impact a changing business has on compliance requirements
  • To provide a deep level of context, directly applicable to the business
  • To take ownership of outcomes and the ability to work with business unit teams to address issues and drive performance.
  • High energy and creativity, an entrepreneurial spirit and the desire to work in a growing and changing environment.
  • To effectively work within a matrixed environment, and cross functionally with operations and technology functions.
  • To work collaboratively across multiple geographies, including global shared services functions that reside outside of Brazil.

Executive Presence

  • To discuss compliance matters with senior leaders and FLOD/SLOD risk managers
  • To provide targeted guidance, support, and training to FLOD/SLOD risk partners
  • To manage relationship with local regulators
  • To effectively communicate complex matters quickly in an accurate, clear and simple manner.

Behaviours:

  • Partnership – organisational awareness, engages widely with peers and seniors across PayPal.
  • Innovate – leads effectively in a dynamic, fast-changing environment; challenges convention.
  • Deliver Stand out Results – develops decisive strategies that deliver tangible results.
  • Execution – focuses the business area on strategic priorities; operates clear, simple systems.
  • Leadership – contributes to the business leadership agenda; sets business area vision.
  • Effective collaborative skills that contribute to positive working relationships with counterparts in PayPal Business Units, and Regional and Global Compliance teams.
  • Strong organizational skills, ability to problem-solve, attention to detail and the ability to work on multiple projects and track/meet deadlines while ensuring a high level of quality output.
  • Effective project management experience, including leadership in the development and execution of project plans and reporting.
  • High energy and creativity, an entrepreneurial spirit, and the desire to work in a fast paced, constantly changing environment.
  • Ability to learn quickly, manage multiple responsibilities simultaneously with sound judgment, flexibility, and nimbleness in changing courses and solving problems swiftly
  • Ability to take ownership and proactively work with relevant teams to resolve issues.

Our Benefits:

Any general requests for consideration of your skills, please