Bank Of America Analyst/Associate GCIB Credit Korea 

South Korea, Seoul 

504641751

Job Description:

Job Description:

Credit Officers manage a portfolio of large corporate and financial institutions clients and are responsible for structuring, underwriting, negotiating, and monitoring financing solutions for their clients associated with syndicated loans, bridge financings, hedging, leasing, and treasury management products.The GCIB Korea portfolio consists of large multinational companies in sectors such asAutos, Semi-conductors, Steel, Chemical, EV, Oil & Gas, Machinery, Retail, Food productin addition to Financial Institutions andgovernment. Credits in the portfolio are principally underwritten on a cash flow basis with a mix of investment grade and non-investment grade transactions. Responsibilities include but are not limited to:

Structuring, underwriting, negotiating, documenting, and managing credit risk associated with all banking products for a designated client portfolio. Identifying opportunities to responsibly grow the loan portfolio. Mitigating losses in deteriorating credits through amendments and restructurings Leading internal discussions and completing credit approval memorandums that summarize the merits and risks of a transaction based on due diligence findings, financial statement analysis, financial forecasting, assessments of terms and conditions, analysis of company and industry risks, and relationship profitability. Negotiating legal documentation related to loans and derivatives. Interfacing with internal control partners and external regulators Training and mentoring Credit Analysts and Associates

Required Skills:

• Up to7 years of experience in Corporate or Investment Bank with credit research function, preferably in multi-national bank or large financial institution
• Strong knowledge of Korea market and credit products including loans, derivatives, trade finance, cash management and treasury products
• Sound commercial judgment and strong business acumen
• Proactive - takes initiatives and demonstrates ownership
• Capability to build relationship both within the bank and with clients
• Ability to work under pressure to tight deadlines and to plan and prioritize appropriately
• Strong written and verbal communication skills in both English and Korean
• Pro-active approach, problem solving skills, and be results oriented
• Tertiary education in related subjects only