Citi Group Officer Consumer Risk Data Projects Credit Analyst 

China, Hong Kong 

484901677

- Hybrid(Internal Job Title: Credit Portfolio Analyst II - C10) based in Hong Kong.Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.

• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

Responsibilities:

• Report to Senior Credit Risk Manager to support data project and risk analysis.
• Oversight and manage the data project and make sure it is operating according to expectation
• Works with large datasets and complex algorithms to solve data science challenges
• Perform regular monitoring & validation on the performance of the unsecured lending portfolios
• Ensure all credit processes follow company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Assist with portfolio review preparation and conducting stress tests
• Build working relationships with various teams across the bank, including central data, policy, and product teams
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Minimum 2-3 years of experience in credit risk analysis in Cards and Unsecured Lending products
• Experience in managing regulatory reporting
• Proficient in handling mass data and able to interpret results with critical analysis
• Consistently demonstrate clear and concise written and verbal communication

Education:

• Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
• Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
• Sound knowledge in SAS programming, data mining and MS Word/Excel/Access/Power-Point is a basic

Time Type:

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