JPMorgan Wholesale Credit Risk EMEA - Consumer Healthcare & Retail Associate 

United Kingdom, England, London 

426112640

As an Associate in the Consumer, Healthcare & Retail Wholesale Credit Risk EMEA team, you will work closely with business partners across the region, including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance. You will focus on performing credit analysis on Investment Grade and Non-Investment Grade clients, structuring and documenting a wide variety of credit products. This role provides an opportunity to engage with a broad sector and client base, enhancing your expertise and contributing to the team's success.

Job responsibilities

• Lead in-depth due diligence processes and produce concise, insightful credit memos with clear recommendations.
• Challenge industry teams on modeling assumptions and devise appropriate downside scenarios.
• Understand and negotiate loan documentation, including LMA standard and leveraged finance documents.
• Cooperate closely with senior levels within the Commercial & Investment Bank and various product specialists.
• Liaise regularly with Primary Credit Officers and Senior Credit Officers.
• Manage exposure to a portfolio of names and industry sectors proactively.
• Understand J.P. Morgan’s Risk management policies and interact with stakeholders, including Regulators and Auditors.
• Coach and develop junior team members through on-the-job training and formal sessions.

Required qualifications, capabilities, and skills

• Demonstrate first-rate analytical and credit skills/judgment with a hands-on approach.
• Possess first-rate project management skills and end-to-end ownership of work/projects.
• Establish credibility and trust with clients, internal business partners, and credit officers.
• Proven ability to coach and develop junior colleagues.
• Excellent communication skills, both written and verbal.
• Self-starting, result-driven, and adaptable to change.
• Significant experience in roles with relevant skills for this position.

Preferred qualifications, capabilities, and skills

• Previous experience reviewing and commenting on loan documentation and core corporate derivative documentation.