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Apple Credit Manager South Asia/ANZ Singapore 425555449
18.11.2024
Description
- Structure and prepare credit reviews recommending for and/or approving credit limits in line with the delegated approval authorities, including making recommendations to reduce/control risk- Actively participate and present in Quarterly Credit Reviews with HQ- Drive Channel Financing initiatives, including establishing and managing relationships with key partner banks- Manage bad debt workouts/restructuring and assist with recovery efforts- Prepare management reporting
Minimum Qualifications
- Bachelor’s degree in Business, Finance, Economics, Accounting or related fields required
- Minimum 4 years of progressive commercial credit and risk assessment experience with excellent technical skills in credit analysis, scoring, and underwriting in a commercial bank or large multinational company
- A team player who enjoys a collaborative environment with open dialogue and demonstrates ability to influence & negotiate
- Solid verbal and written English communication skills and ability to succinctly articulate risks and credit recommendation
Preferred Qualifications
- Customer focus with strong customer relationship competency and comfortable in engaging with customer’s senior management
- Well-versed in customer Contract Credit language, Credit Risk Mitigation Structures and implementation (e.g. collateral, credit insurance, bank support, parent support, etc.), Trade solutions, Credit rating agencies and other third party research
- Comfortable with operating independently with minimal supervision, reliable judgment and using deductive and inductive reasoning to resolve a variety of highly complex issues in creative and effective ways
- Able to function in a fast-paced, dynamic, global environment and capable of balancing multiple priorities that are dateline driven.
- MBA and/or Bank Credit training is a strong plus.
- Proficiency in other Asian languages is a plus due to market coverage (e.g. Vietnamese, Thai, Malay, Chinese, Korean, Japanese)
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