The Underwriter covers large and complex relationships within ASEAN (Thailand, Singapore, Malaysia, Vietnam, Philippines and Indonesia) being responsible for all underwriting activities, in partnership with Banking and Risk. This role reports directly to Asia Head for CRM Underwriting
KEY RESPONSIBILITIES:
- Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:
- Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums
- Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources
- Review and approval of Credit Approval Memos (CAM) packages
- Partnering with Front Office on structuring and production of term sheet for new transactions
- Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
- Support ICM Underwriting organization on strategic initiatives/projects as required
SPECIFIC RISK EXPERIENCE:
- Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
- Experience in and exposure to global credit risk management standards
- Ability to understand capital markets products and complex financing and product structures
- Ability to provide strategic insights and strong sensitivity to macro and regulatory issues
- Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP:
- Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
- Navigates organizational complexity and breaks silos
- Creates and sustains a network of strong partnerships with the business in all segment & geographies and other risk functions
- Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
- Proven track record of partnering with global peers in leveraging and implementation of best practices
QUALIFICATIONS:
- 10+ years risk/risk-related credit work experience in banking/financial institutions
- Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
- Demonstrates strong ethics and integrity
- Ability to see the ‘big picture’ in a complex environment
- Can make decisions under pressure and short timeline
- Excellent verbal & written communication skills. Active listening skills.
- Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Education:
- Master’s degree preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Risk ManagementCredit Decisions
Time Type:
Full timeView Citi’sand the