Required skills: -
- 4 to 7 years of experience in an IT- Business Analyst role
- Domain Knowledge of Wholesale Credit Lending:
- 1. Wholesale Credit Lending lifecycle knowledge with working experience on finance regulatory audit resolution, process re-design, etc.
- 2. Regulatory Compliance: Awareness of relevant laws and regulations impacting the wholesale credit business.
Good to understanding of 1 or more below domains
- Credit Risk
- Core Cr risk, risk metrics understanding (PD, LGD, EAD)
- CCAR schedules understanding
- Market Risk
- CCR or
- Core Market risk elements
- VAR understanding
- Liquidity Risk
- Reg Reporting (2052a primarily) but with data preparation, data aggregation experience
- Stress Testing Scenarios spot analysis (Excel / Data)
- Liquidity Risk (not Treasury) domain
- Interest Rate Risk
- Risk Weighted Asset (RWA) calculations
- Capital Management
- Regulatory Retail Portfolio (RRP)
- Enterprise Data and Tech
- Experience with Basel Capital Rules is preferred
- Experience with processes relating regulatory reporting requirements such as Comprehensive Capital Analysis and Review (CCAR), Single Counterparty Credit Limits (SCCL).
- Experience and technical understanding of product knowledge across all asset classes
- Experience supporting large initiatives across multiple functional groups
- Experience with working in a highly regulated environment and identifying, performing, and documenting controls and governance processes
- Strong analytical skills, proficient in SQL at an intermediate to advanced level and capable of handling complex data sets or with API’s
- Proficient in writing detailed business case, Functional Requirement Document (FRD), Business Requirement Document (BRD), Data flow diagrams for various business processes
- Well-versed and experienced in SDLC, using both waterfall and Agile methodologies (such as Scrum, Kanban, SAFe®, etc) for delivering projects
- Must be willing to lean and align with the evolving technology trends in the industry.
- Proven ability to manage multiple activities and build/develop working relationships.
- Proven self-motivation to take initiative and master new tasks quickly.
- Demonstrated ability to work under pressure to meet tight deadlines and approach work methodically with attention to detail.
- Should have very good communication skills/interpersonal skills
- Communication Skills
- 1. Verbal Communication: Ability to clearly convey complex information to non-technical stakeholders.
- 2. Written Communication: Proficiency in creating clear and concise documentation, reports, and presentations.
- 3. Presentation Skills: Comfortable presenting findings and recommendations to various audiences.
- Interpersonal Skills
- 1. Team Collaboration: Ability to work effectively within cross-functional teams.
- 2. Negotiation Skills: Competence in negotiating requirements and solutions with stakeholders.
- 3. Adaptability: Willingness to adjust to changing priorities and business environments.
- Experience in the following would be an added advantage
- Handling large datasets.
- Strong Excel skills.
- Data Visualization using Tableau, Power BI etc.
- Agile certification
- Experience in working on end-to-end data related projects
- Data sourcing,
- Data lineage/mapping,
- Governance, validation and reconciliation
Desirable and Preferred Skills:
- Ability to build strong relationships with cross-functional teams across organization
- Successfully partnering with technology and business to define requirements and drive issue resolution
- Experience in BPM project plans and facilitates working group sessions throughout all phases of the BPM process. Monitors, documents and presents process improvements.
- Prior experience working in consulting role
- Ability to work with senior stakeholders and business sponsors
- Strong Delivery Credentials
- Exposure to Cloud technologies (Azure, AWS, GCP, OCI, etc.), data modelling, Python, R, JSON, XML is beneficial.
- Knowledge or readiness to learn software like GitHub, Bitbucket, SonarQube, Figma, Power BI, Tableau, ClickView, Visio, Qlik Sense, Postman, and ADO boards
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