Citi Group Multifamily Affordable Underwriter - AVP 

United States, Tennessee, Brentwood 

334481871

Underwriting & Credit Analysis - Real Estate Credit Underwriting - Citi Community Capital Portfolio - Credit Associate AVP (C12)

KEY RESPONSIBILITIES:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

• Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos
• Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate
• Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis
• Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions
• Support ICM Underwriting organization on strategic initiatives/projects as required

SPECIFIC RISK EXPERIENCE:

• Experience in and exposure to global credit risk management standards
• Ability to understand financing and product structures
• Ability to assess financial and industry data to conduct credit assessment
• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations.

• Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
• Navigates organizational complexity and breaks silos

• Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions.

• Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

QUALIFICATIONS:

• 2-5 years risk/risk-related credit work experience in banking/financial institutions. LIHTC experience strongly preferred
• Experience in effectively engaging with various functions
• Demonstrates strong ethics and integrity
• Ability to understand the ‘big picture’ in a complex environment
• Strong verbal & written communication skills. Active listening skills.
• Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
• Proficient presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
•Ability to analyze real estate projects for feasibility including developing and modeling construction budgets, operating proformas, reviewing appraisals and other 3rd party reports, analyzing market factors, completing sponsor analysis as well as identifying and mitigating transaction risks.
• Strong knowledge of or the desire to learn the nuances of affordable housing, bond and LIHTC transactions.
• Excellent communication, organization, and interpersonal skills, as well as the ability to multi-task under tight deadlines.
• High attention to detail and the desire to take ownership of a process to drive towards resolutions.
• Ability to travel on short notice necessary.

• Bachelors degree or equivalent experience.

Anticipated Posting Close Date:

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