You will join the Risk function that provides credible challenge to the business as a second line of defense to keep the firm strong and resilient. Wholesale Credit Risk function oversee the credit risk associated with Investment Bank clients as well as the firm’s wholesale credit portfolio.
As an Vice President within APAC& EMEA Structured Finance Team, you will lead the evaluation, underwriting, and management of a diverse portfolio in the Asset-Backed markets including Public ABS, Private Asset Back Financing, conduits and other SPVs. You will partner with Securitized Products, Corporate and Investment Bankers, Treasury Services and Traders to analyze, structure, risk grade, and approve credit exposures. You will be working closely with clients and internal partners to assess creditworthiness, structure financing solutions, and execute transactions. Your leadership will be crucial in fostering a culture of excellence and continuous improvement.
Job responsibilities
- Lead transaction execution, including due diligence, credit analysis, and review of loan agreements to assess creditworthiness and recommend appropriate structures and risk grading
- Engage with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed
- Work with business colleagues to assess stress or downside credit scenarios including validating cash flow models
- Manage the ongoing credit risk portfolio, including monitoring credit exposures, limits, credit ratings, market events, and client performance
- Drive team development by managing, coaching, and training junior team members on technical and professional skills
Required qualifications, capabilities, and skills
- Masters degree in Business Administration, Finance or other quantitative disciplines or Chartered Accountant
- 7+ years’ experience in underwriting, structuring and portfolio management in securitization and asset backed finance
- Strong interpersonal and communication skills, with the ability to establish credibility and trust with stakeholders
- In-depth knowledge of transaction structures, documentation, and banking products, with the ability to lead deal execution
- Self-motivated and capable of working independently while effectively managing junior ream members