JPMorgan Data Reporting Insights Auto Risk Associate 

India, Karnataka, Bengaluru 

320261686

As a Data Reporting and Insights Auto Risk Associate in Consumer & Community Banking (CCB) team, you will be instrumental in creating a detailed, data-promoten narrative about the current state of the Auto market and our lending portfolio's standing compared to competitors. Your responsibilities will include exploring internal and external data, developing comprehensive analytics, and supporting key initiatives to enhance our strategy and reporting. You will utilize large volumes of data to generate actionable insights that guide strategic business decisions and provide perspectives to senior leadership, including the Chief Risk Officer (CRO) and functional leads. Your ability to think creatively and solve problems will be crucial, and you should be self-motivated, confident, and prepared to work in a dynamic, high-energy environment, engaging with multiple stakeholders across various functions.

Job Responsibilities

• Expand analytic and data capability for Auto retail and Dealer Commercial Service (DCS) customers
• Create a credit risk point of view that captures the dynamics of the Auto market, its lending business and the health of our portfolio
• Conduct deep dive exercises related to the Auto business and provide value to proactive strategies impacting the business spanning across origination, servicing, and default management
• Provide analytic support and timely reporting for the successful implementation of strategic business decisions
• Partner with X-LOB risk functions in understanding key position, risk and strategy changes
• Provide accurate and concise results and presents findings, recommendations, and other relevant materials to senior management
• Work with minimal supervision and multitask on several projects and processes

Required qualifications, capabilities, and skills

• Minimum Bachelor’s degree in a quantitative or business discipline from an accredited college/university required
• Minimum 3 years of data analytics experience
• Experience in writing advanced SQL queries. Experience with one or more of the following programming languages and tools: Python, Spark, Alteryx, or Tableau
• Highly proficient in Microsoft Office suite of products
• Experience in financial institutions with consumer lending products (e.g. Card, Auto loan, Mortgage)
• Strong analytical and quantitative skills, critical thinking, investigative problem-solving and decision making talents
• Project Management Skills -- Ability to work with minimal supervision with high attention to detail. Well-organized, structured approach. Ability to achieve tight timelines on complex deliverables
• Strong communication and interpersonal skills, ability to interact with individuals across departments / functions and with senior-level individuals
• Presentation skills – Ability to synthesize vast amount of data and analytics to tell a clear and compelling story with prior experience in communicating to senior leaders of an organization

Preferred qualifications, capabilities, and skills

• Advanced degree is preferred
• Experience in Credit Risk management
• Knowledge of the US Auto market, its relevant metrics and dynamics