JPMorgan Card Services Risk Strategic Analytics – Associate 

India, Karnataka, Bengaluru 

308194654

CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be executed through the card life cycle.

Job responsibilities:

Conduct complex analysis and providing accurate and concise results with recommendations to management.

Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio

Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)

Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies

Required qualifications, capabilities, and skills

Bachelor’s or Master’s in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)

Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills

Minimum 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis

High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines

Intellectual curiosity, attention to detail with a proven ability to learn quickly

Preferred Qualifications, Capabilities, and Skills

Prior experience of working in Cards industry in strategy / policy role