Bank Of America Credit Underwriting Vice President 

Mexico, Mexico City, Mexico City 

251941599

Job Description:

Job Description:

The Credit Officer role requires a comprehensive skill set to effectively execute broad risk management responsibilities within Corporate & Financial Institutions Credit Risk.

Responsibilities:

• Develop and maintain a deep understanding of the Global Banking & Markets product spectrum

• Responsible for driving speed to market and asset quality; Manages (primary account responsibility) a complex portfolio of Large Corporate / Financial Institutions clients within the bank's risk appetite and risk strategies

• Develop and maintain a deep understanding of the portfolio at the client, industry, and macro level in order to assess risk and craft value added solutions that balance risk and return

• Independently assess the credit worthiness , including due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk

• Manage a complex portfolio of clients via actively monitoring the portfolio including changes in credit profile and compliance with credit agreements

• Provide high quality and efficient credit approval to Corporate Banking, Investment Banking, Global Markets and Treasury while observing compliance of established credit policies and guidelines

• Structure transactions and negotiate credit documentation including; credit agreements, amendments, ISDAs, and CSAs

• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle

• Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal

• Participate in strategic projects to support business goals.

Skills:

• Analytical Thinking

• Credit and Risk Assessment

• Financial Analysis

• Research Analysis

• Underwriting

• Attention to Detail

• Business Acumen

• Financial Forecasting and Modeling

• Loan Structuring

• Written Communications

• Business Development

• Collaboration

• Critical Thinking

• Portfolio Analysis

• Stakeholder Management