Job responsibilities :
- Collaborate in developing, maintaining, and improving credit program policies, strategies, processes, and procedures within the assigned function,
- Conduct complex analysis and providing accurate and concise results with recommendations to management.
- Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio.
- Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)
- Identify, evaluate, interpret, and leverage complex internal and external data and develop analytical solutions to enhance risk strategies.
Required qualifications, capabilities, and skills :
- Bachelor’s or master’s in engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
- Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
- Minimum 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis
- Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.
- High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines.
- Proven ability to collaborate and build strong partnerships.
- Intellectual curiosity, attention to detail with a proven ability to learn quickly.
Preferred qualifications, capabilities, and skills
- Prior experience of working in Cards industry in strategy / policy role