PayPal Senior Risk Analyst Credit Fraud Analytics 

Luxembourg, Luxembourg 

240048345

The Senior Risk Analyst, Credit Risk Analytics position at PayPal supports PayPal Europe's credit oversight efforts to enable strong growth of the existing credit portfolio as well as the roll-out of the new credit initiatives. You will focus on data analytics, identification of risk trends and the overall credit risk management. You will play a crucial role in monitoring and evaluating credit risk metrics to ensure compliance with regulatory requirements and risk appetite.

Key Responsibilities

• Support credit and fraud risk oversight efforts by analyzing credit risk data to identify trends, patterns, and potential issues across PayPal's credit portfolio
• Develop and maintain regular reports on key credit risk metrics and performance indicators
• Evaluate effectiveness of credit risk strategies and recommend improvements based on data analysis
• Identify emerging risk trends and potential impacts on the credit portfolio
• Partner with cross-functional teams to implement credit risk management initiatives and ensure roll out in line with the defined metric projections
• Support regulatory compliance efforts by performing regulatory gap assessments to ensure compliance with the applicable regulatory requirements
• Assist in refining credit risk models and methodologies to improve risk assessment accuracy
• Prepare presentations and materials for senior management on credit portfolio performance

Ideally you will have

• Bachelor's or Master’s degree in Finance, Economics, Statistics, Mathematics, or related field
• 3+ years of experience in credit risk analysis, financial analysis, or related analytical role
• Strong analytical skills with ability to interpret complex data sets
• Proficiency in SQL and experience with data analysis tools
• Knowledge of credit risk principles and practices
• Excellent communication skills with ability to present complex information clearly
• Strong attention to detail and problem-solving skills

Our Benefits:

Any general requests for consideration of your skills, please