JPMorgan Infrastructure & Green Economy Credit Risk Associate 

United Kingdom, England, London 

238781832

As an

Job responsibilities:

• Interface closely with business teams to develop diligence questions by reviewing contracts, forecasts/budgets, financial statements, construction reports, operating reports, etc.
• Use strong analytical and problem-solving skills to understand and identify risks and recommend loan structures that protect JPM’s interests in various structured transactions.
• Build and maintain financial models to incorporate the impact of forward-looking risk assessment on key drivers.
• Support execution of transactions, reviewing/structuring finance and commercial contracts, making recommendations on capital structure, exposure levels, and risk grading.
• Apply corporate finance and accounting expertise to prepare credit memorandums, take ownership of credit approvals, and manage booking processes.
• Perform portfolio management activities, including analyzing amendment and waiver requests, periodic credit reviews, ongoing counterparty and industry credit analysis, monitoring of trading limits, and negotiating documentation revisions.
• Stay current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events, potential risks, and opportunities.

Required qualifications, capabilities, and skills:

• Bachelor’s Degree in accounting, finance, economics, engineering, or related field.
• Professional work experience in financial services or consulting
• Strong financial modeling skills and familiarity with financial statements, including the ability to analyze capital structure, profitability, project build costs, and cash flow.
• Understanding of front office processes, credit risk management, and commercial requirements.
• Self-motivated individual who can work independently while effectively collaborating in a team environment. Ability to learn quickly with high attention to detail and strong organizational and time management skills.
• Good commercial acumen to balance risks and opportunities, with the ability to build rapport and influence change. Excellent communication and interpersonal skills, with the ability to communicate complex information clearly and organized.
• Highly proficient in Excel (including analysis/control of large datasets), PowerPoint, and Word.

Preferred qualifications, capabilities, and skills:

• Experience in infrastructure finance or related fields.
• Familiarity with green technology and energy transition sectors.
• Strong networking and relationship-building skills.
• Ability to adapt to changing environments and manage multiple priorities.
• Demonstrated leadership potential and strategic thinking.
• Experience with project finance and structured transactions.
• Knowledge of global investment banking and corporate banking practices.