Td Bank Risk Analyst Credit Analysis & Reporting 

Canada, Ontario, Toronto 

209523889

Toronto, Ontario, CanadaRisk Management

$65,600 - $98,400 CAD

Job Description:

Reporting to the Manager, Credit Risk Analysis & Reporting, the Risk Analyst is responsible for a broad array of risk reporting and analysis, including actively monitoring credit risk policy limits and regulatory reporting.This opportunity requires direct interaction with stakeholders across the organization, a high degree of initiative, and strong relationship management, communication, problem-solving, and analytical skills. This is an excellent opportunity for a high performer to broaden their analytic capabilities and gain enterprise-wide exposure.

Key accountabilities include:

• Prepare credit risk reports that monitors various internal policy limits and perform variance analysis for management review.
• Participate in various enterprise-wide risk initiatives, including both internal data enhancement and external regulatory reporting.
• Become a subject matter for credit risk related activities covering both TD Securities and Canadian Commercial portfolios.
• Build knowledge on wholesale and commercial credits and understand different type of risk exposure.
• Respond to ad-hoc request accurately and in a timely manner.
• Work collaboratively and develop strong relationships across the Enterprise, including Risk Management, Finance, Capital/Treasury, and the Businesses
• Contribute to a positive, inclusive and collaborative team culture.

Job Requirements

• Analytic thinker: Excellent analytical and problem-solving skills with the ability to identify key trends/drivers and an eye for detail. Ability to think outside the box and effectively challenge the status quo, with a key eye for process improvement.
• Communication: Strong written and verbal communication skills, including the ability to simplify complex analyses into easily consumable key messages appropriate for Executives.

• Adaptability: Adaptable to changing priorities, ad hoc requests, ambiguity and comfortable operating both independently and in a team environment. Strong time management skills with the ability to meet tight deadlines.

• Organizational awareness: Strong stakeholder management capabilities, including ability to effectively interact with senior stakeholders and drive results. High level of diligence, strong organizational skills and overall maturity with the ability to leverage stakeholders to locate, analyze and synthesize complex information – both quantitative and qualitative.

• Knowledge: Understanding of credit risk that arise from different product types. Proficient in Microsoft Offices.

The following would be considered an asset:

• Experience using Tableau and Alteryx.
• Experience with credit risk reporting.
• Prior experience with TD internal risk data systems (CAIRO, CARMA, LOANIQ, IRIS, etc.)

Additional Information

• Post-Secondary degree in a more quantitative discipline, along with a CFA/FRM/CPA or similar designation is preferred.
• 1-2 years of analytical experience, including solid background working with data and conducting analysis.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Sans Objet