Job responsibilities
- Assess compliance with credit agreement terms for a designated portfolio of borrowers, ensuring adherence or identifying defaults.
- Interpret financial and other covenants in credit agreements, applying critical thinking to understand implications and risks.
- Perform credit analysis and monitor ongoing compliance with financial covenants within the assigned portfolio, using advanced time management skills to handle multiple tasks efficiently.
- Calculate cash flow and leverage ratios independently, in accordance with specific terms laid out in credit agreements.
- Develop a strong understanding of secured lending products, including borrowing base credit facilities, to support strategic planning and decision-making.
Required qualifications, capabilities, and skills
- At least two years of expertise in credit support or related financial services, with the ability to interpret and analyze financial covenants and credit agreements.
- Proficiency in conflict management, including facilitating discussions and creating collaborative solutions.
- Advanced strategic planning skills, with a track record of defining organizational direction and making informed decisions on resource allocation.
- Strong proficiency in using MS Office tools, particularly MS Excel, for financial analysis and reporting.
Preferred qualifications, capabilities, and skills
- Proficient in driving continuous improvement and process automation to enhance lending workflows and efficiency.
- Strong digital literacy skills, enabling effective use of technology in lending services.
- Adept in leading project management efforts to ensure the successful execution of lending service initiatives.