Utilize excellent credit analysis skills and financial modeling knowledge to independently manage a team in the underwriting and structuring of new transactions and management of their assigned credit portfolios
Assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions and maintain acceptable credit reporting metrics
Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and defend your position with partners and senior leadership
Lead complex transactions including negotiations and legal documentation for bilateral and pro-rata syndicated finance structures as well as institutional loan executions
Work proactively, in a constructive, diplomatic manner, with both internal and external stakeholders to keep transactions moving
Act with a sense of urgency and drive execution to meet both internal and client deadlines
Partner effectively to develop fulsome client relationships
Establish yourself as an expert on Structuring and Credit Policy in order to be viewed as the “go-to” person for credit by both internal partners and clients
Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization
Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems
Required qualifications, capabilities, and skills
BA/BS/BBA degree is required
Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
Minimum of 10+ years’ experience in commercial banking/lending including extensive credit analysis, structuring, loan documentation, and knowledge of ancillary bank products, including cash management and derivatives
Superior credit, corporate finance, analytical and financial modeling skills
Experience underwriting leveraged M&A and sponsor transactions
Solid understanding of loan documentation and ability to negotiate credit agreements
Excellent interpersonal and verbal and written communication skills
Excellent organizational, problem-solving, and project management skills with ability to manage competing priorities under tight deadlines
Proven ability to collaborate and build strong partnerships
Strong attention to detail
Excellent work ethic including ability to take initiative, self-direct, and perform well under pressure