דרושים Risk Analyst ב-United States, New Jersey, Jersey City

With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential.

As an Operations Analyst- Loan Sales in Home Lending, you will be responsible for allocating and delivering mortgaged back securities (MBS), ensuring compliance with investor and regulatory requirements and support the line of business by performing complex operational loan sales and analytical tasks with a focus on investor related loan edit problem solving. You will drive end to end loan quality, recommend operational reengineering opportunity, and lead automation initiatives to benefit streamlined salability processes.

Job responsibilities

• Control tasks for loan sales operations including end to end pooling, allocation, defect identification/remediation, and oversight
• Comprehend investor data requirements and accurately cure related loan quality edits efficiently
• Develop and understand automation solutions for internal operational workflows and builds tools which will optimize and reduce manual processes.
• Lead citizen development initiatives to benefit streamlined salability processes
• Create reporting, interpret results and convey in a concise, straight-forward, and professional manner for all levels of operational staff from supervisors to senior level management.
• Spearhead projects & tasks by ensuring timely completion and articulate any issues and risks to management
• Ensure the integrity of data through automated extraction, translation, processing, analysis, and reporting

Required qualifications, capabilities, and skills

• Analytical skills with independent and logical problem solver and able to synthesize data, identify trends, and project outcomes.
• Ability to organize and prioritize multiple projects and responsibilities with accuracy, attention to detail and limited supervision with very short turnaround times.
• Ability to react quickly and decisively in high stressed situations and ability to lead projects and initiatives, prioritize work, meet deadlines and escalating any issues to management
• Expert level PowerPoint and Excel and Working knowledge of either Alteryx, UiPath, Xceptor or Tableau
• Strong written and verbal communication skills with ability to influence and work collaboratively with diverse/cross-functional teams and develop and maintain effective relationships with a wide range of stakeholders.
• Ability to create presentations for all levels of management and effectively report with an executive presence and creating complex reporting with compelling key messages.
• Ability to work with audit, compliance and regulatory constituencies to manage work in accordance with established procedures and demonstrate accountability for work processes and the associated risks and controls.

Preferred qualifications, capabilities, and skills

• Bachelor’s Degree, majored in Finance, Economics, Statistics, Math, Business Administration, or Computer Science
• 3-5 years Mortgage Banking experience
• Knowledge of mortgage based operating systems including Black Knight, FHLMC Loan Selling Advisor, FNMA Loan Delivery, GNMA SFPDM

As a Marketing Senior Associate within the Branch Infrastructure and Capabilities group, you will oversee key aspects of the credit card release readiness process for our suite of products. You will be responsible for managing various components of our readiness process to ensure a flawless integration of key strategic consumer and business acquisition and engagement offers into the retail ecosystem. You will do this by partnering with the business to understand the necessary requirements and working to build and validate those with the appropriate technology teams. You will also be responsible for identifying friction points within our current acquisition experience and partnering with the appropriate products and tech partners to develop solutions to mitigate.

Job responsibilities

• Manage the readiness process to ensure seamless integration of strategic consumer and business acquisition and engagement offers into the retail ecosystem.
• Collaborate with business stakeholders to understand essential requirements for successful integration.
• Work closely with technology teams to build and validate solutions that meet business needs.
• Identify friction points within the current acquisition experience and develop strategies to address them.
• Partner with product and technology teams to implement effective solutions that enhance the acquisition process.
• Ensure alignment and coordination across various teams to achieve successful execution of strategic offers
• Assist with the execution of various components of our branch modernization journey

Required qualifications, capabilities, and skills

• Ability to handle multiple projects at once, all while maintaining a relentless attention to detail
• Ability to handle changes in business direction and quickly pivot to maintain necessary timelines
• Enthusiastic self-starter; innovative thinker with the ability to derive, formulate, and develop new concepts
• Experience evaluating complex business problems, data analysis and devising recommendations
• Bachelor’s degree in Business Administration, or related field of study, or equivalent relevant experience
• Be intellectually curious and enjoy moving at a fast pace.
• Ability to understand and problem solve within a complex technical infrastructure
• Be a high energy self-starter, effective communicator, and have a passion for the strategic use of data and capabilities.
• Work in large, collaborative teams to achieve organizational goals

As a Tech Risk & Controls Lead in Corporate Sector's Employee platforms team, you will be responsible for identifying, and mitigating compliance and operational risks in line with the firm's standards. You will also provide subject matter expertise and technical guidance to technology-aligned process owners, ensuring that implemented controls are operating effectively and in compliance with regulatory, legal, and industry standards. By partnering with various stakeholders, including Product Owners, Business Control Managers, and Regulators, you will contribute to the reporting of a comprehensive view of technology risk posture and its impact on the business. Your advanced knowledge of risk management principles, practices, and theories will enable you to drive innovative solutions and effectively manage a diverse team in a dynamic and evolving risk landscape.

Job responsibilities

• Ensure effective identification, quantification, communication, and management of technology risk, focusing on root cause analysis and resolution recommendations
• Develop and maintain robust relationships, becoming a trusted partner with LOB technologists, assessments teams, and data officers to facilitate cross-functional collaboration and progress toward shared goals
• Execute reporting and governance of controls, policies, issue management, and measurements, offering senior management insights into control effectiveness and inform governance work
• Proactively monitor and evaluate control effectiveness, identify gaps, and recommend enhancements to strengthen risk posture and regulatory compliance

Required qualifications, capabilities, and skills

• 5+ years of experience or equivalent expertise in technology risk management, information security, or related field, emphasizing risk identification, assessment, and mitigation
• Familiarity with risk management frameworks, industry standards, and financial industry regulatory requirements
• Proficient knowledge and expertise in data security, risk assessment & reporting, control evaluation, design, and governance, with a proven record of implementing effective risk mitigation strategies
• Demonstrated expertise in regulatory compliance, risk management frameworks, and industry best practices (e.g., NIST, ISO, FFIEC, GDPR) is required
• Demonstrated ability to influence executive-level strategic decision-making and translating technology insights into business strategies for senior executives

Preferred qualifications, capabilities, and skills

• CISM, CRISC, CISSP, or similar industry-recognized risk and risk certifications are preferred

Job Responsibilities

• Set standards for robust qualitative model development practices and enhance them as needed to meet evolving industry standards
• Evaluate adherence to development standards including soundness of design, reasonableness of assumptions, reliability of inputs, completeness of testing, correctness of implementation, and suitability of performance metrics
• Identify weaknesses, limitations, and emerging risks through independent testing, building benchmarks, and ongoing monitoring activities
• Communicate risk assessments and findings to stakeholders, and document in high quality technical reports
• Assist the firm in maintaining (i) appropriateness of ongoing qualitative model usage, and (ii) the level of aggregate model risk within risk appetite

Required qualifications, capabilities and skills

• Master’s degree in business, finance, economics or accounting.
• 2 plus years of experience in a business modeling role. Candidates with significantly more experience may be considered for more senior roles
• Strong communication skills verbally and particularly in writing, with the ability to interface with other functional areas in the firm on model-related issues and write high quality technical reports
• Risk and control mindset: ability to ask incisive questions, assess materiality of model issues, and escalate issues appropriately
• Understanding of Python, R, or equivalent
• Understanding of statistics and machine learning techniques

As a Model Risk Program Associate within Risk Management and Compliance, you will be responsible for assessing the risks associated with models used for sanctions screening, trade surveillance, transaction monitoring, and other models within Compliance. You will perform independent testing, develop benchmarking tools, and monitor performance of the models. You will leverage your technical expertise and intellectual rigor to assess conceptual soundness of the data-promoten compliance models, identify and assess the emerging model risks from various component models and model-to-model interactions..

Job responsibilities

• Perform model reviews: analyze the conceptual soundness of compliance model and assess model behavior and suitability in the context of usage.
• Guide on model usage and act as the first point of contact for the business on all new models and changes to existing models.
• Develop and implement alternative model benchmarks and compare the outcome of various models. Design model performance metrics.
• Liaise with model developers, users, and compliance groups, and provide guidance on model risk.
• Evaluate model performance on a regular basis.

Required qualifications, capabilities, and skills

• 1 plus years of experience in a quantitative modeling role, such as Data Science, Quantitative Model Development, Model Validation, or Technology focused on Data Science.
• A PhD or Master’s degree in a quantitative field such as Mathematics, Physics, Engineering, Computer Science, Economics or Finance is required.
• Strong verbal and written communication skills, with the ability to interface with other functional areas in the firm on model-related issues and write high quality technical reports.
• Deep understanding of standard statistical techniques, such as regression analysis.
• Hands-on experience with standard Machine Learning models, including Boosted Trees, Neural Networks, SVM, and LLM (e.g. BERT).
• Experience of working with dedicated ML packages, such as TensorFlow or similar, as well as data processing and numeric programming tools (NumPy, SciPy, Pandas, etc.).
• Ability to implement benchmarking models in Python, R, or equivalent.
• Risk- and control-oriented mindset: ability to ask incisive questions, assess the materiality of model issues, and escalate issues appropriately.
• Ability to work in a fast-paced, results-driven environment.

Preferred qualifications, capabilities, and skills

• Prior experience in modeling, reviewing or managing models for sanctions screening, trade surveillance or transaction monitoring is desirable.
• Experience with database interfacing, data management, and preprocessing (e.g. SQL or kdb+, q) is a plus.

As a Senior Associate in the Model Risk team, you will play a crucial role in conducting independent model risk control assessments across various modeling techniques, including AI/ML. Your work will help shape business strategy and protect the firm by evaluating controls and designing cutting-edge solutions.

Job Responsibilities:

• Conduct robust quantitative and qualitative analysis to evaluate adherence to model development standards and procedures.
• Document model risk control assessments in high-quality technical reports and communicate findings to stakeholders.
• Identify control weaknesses and gaps in the firm's model risk management framework.
• Set and enhance standards for model risk control assessments to adapt to regulatory changes.
• Lead and execute end-to-end model risk analysis and strategic team projects.
• Validate strategic solutions addressing regulatory issues related to model risk management.
• Collaborate with quants, risk and finance professionals, and senior management to oversee model usage and performance assessment.

Required Qualifications, Capabilities, and Skills:

• PhD or Master's Degree in Mathematics, Data Science, Financial Engineering, Economics, Quantitative Finance, Computer Science, AI/ML, or related field.
• 2+ years of experience in AI/ML product development, quantitative model development, model validation, or data science in financial services.
• Strong leadership and communication skills for writing technical reports and influencing change.
• Proficiency in programming languages (e.g., Python, R) and statistics, derivative pricing, and machine learning techniques.
• Risk and control mindset with the ability to assess materiality and escalate issues.
• Strong critical thinking and analytical skills for model risk analysis.
• Excellent communication skills for interfacing with other functional areas on model-related issues.
• Preferred: Proficiency in developing and using AI/ML solutions and frameworks to ensure code quality and reliability.

Preferred Qualifications, Capabilities, and Skills:

• Understanding of AI/ML solutions (e.g., Gen-AI, agentic AI) and frameworks (e.g., pytest) for code quality and reliability.

As a Full-time Analyst in the Internal Audit Program, you will start with comprehensive training to introduce you to our firm, our practices and our culture. After training, you will join one of our lines of business (Asset & Wealth Management, Commercial Banking, Consumer & Community Banking, or Corporate & Investment Bank), Corporate Function or Technology Internal Audit teams.

Job Responsibilities

• Identify and analyze risks in our businesses and evaluating the controls established to mitigate those risks
• Test controls by reviewing documents, observing the teams and meeting with management
• Provide management with feedback regarding the effectiveness of the controls

Required qualifications, capabilities, and skills

• Pursuing a B.A., B.S., or 5th year M.A. or M.S., with an expected graduation date of December 2025 through July 2026
• Have a well-rounded academic background
• Bring exceptional analytical and problem-solving skills
• Strong attention to detail
• Have the ability to manage time, prioritize and know when to seek help
• Strong verbal and written communication skills
• Working knowledge of MS Office (Excel, Word, PowerPoint, Outlook)

Preferred qualifications, capabilities, and skills

• All majors considered; Finance, Accounting, Management Information Systems (MIS) or Computer Information Systems (CIS) focused majors are a plus
• Preferred minimum cumulative GPA of 3.2 on a 4.0 scale

Locations you can join:

• Jersey City, NJ
• Wilmington, DE

To be considered for the Internal Audit Analyst Program, you must complete the following steps:

1. Submit a complete and thoughtful application, which includes your resume, location preference
   • Your application and resume are a way for us to initially get to know you. It’s important to complete all relevant application questions, so we have as much information about you as possible. We will review your application to determine whether you meet the required criteria.
2. If you meet the minimum criteria for the application, you will receive an email invitation to complete a video interview, powered by HireVue.
   • This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.
   • HireVue is required, and your application will not be considered for further review until you have completed this step.
   • We strongly encourage you to complete your HireVue video(s) within three days of receiving.
3. Applications will be reviewed on a rolling basis. We strongly encourage you to submit your application as early as possible as programs will close once positions are filled.