דרושים ב-Wells Fargo ב-United States, El Paso

In this role, you will:

• Conduct deep due diligence research on high-risk customers and analyze customer transactions and demographic data points to identify new or emerging customer financial crimes risks, and/or customers presenting a heightened risk within a portfolio
• Evaluate high complexity portfolio/customer reviews to determine appropriate level of escalation and ultimate recommendation, in consultation with manager/team lead/reviewer
• Work with 1,000s of rows and cells of data in Microsoft Excel to perform the analysis on data points ranging from geography to transactional values and volumes to relational data
• Work with the group’s data partners, mid-level managers, and cross-functional business partners to develop strategies, techniques, and tools to facilitate the advancement of reviews
• Write and publish portfolio/customer review reports with bolstered observations and risk dispositions that help business partners better understand customer’s behavior and manage the risk
• Communicate findings and provide appropriate direction to manager/team lead/reviewer and business partners
• Participate in moderately to high complexity project initiatives
• File unusual activity reports in a timely manner
• Maintain organized and detailed documentation of review results or recommendations by following all established procedures/processes
• Help draft/author new or existing procedures or process modifications that impact the execution of the reviews
• Serve as an anti-money laundering/counter threat finance subject matter expert, and reviewer of reports for more junior members on the team
• Proactively provide enhancements to existing money laundering/terrorist financing typologies based upon observations from daily work

Required Qualifications:

• 4+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Strong understanding of financial crimes risks
• Proficient knowledge of transactional products (wires, ACH, check, cash vault, etc.)
• Advanced knowledge of BSA/AML programs including KYC, CDD, EDD, CIP and/or other related risk and regulatory disciplines
• Strong understanding of Wells Fargo AML policy/procedures, higher risk customers, and complex business models
• Experience with customer types such as financial institutions, money service businesses, third party payment processor, fintechs, etc.
• Demonstrated ability to evaluate financial crimes risks and to communicate relevant risk in a simple, decisive, timely and market-appropriate manner
• Ability to identify financial crimes and formulate actionable conclusions/ recommendations
• Advanced MS Excel including the ability to manage extremely large and complex sets of transactional data
• Knowledge of Wells Fargo systems (WCIS, Cornerstone, Hogan, OIB, IIS, UAR Portal, etc.)
• Bachelor’s degree in Business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant fields
• Ability to think with a risk control mindset
• Strong verbal, written, and interpersonal communication skills
• Demonstrated ability to build strong partnerships across business units
• Strong attention to detail
• Proactive approach to solving problems
• Strong decision-making, organizational and planning skills
• Industry certifications (e.g. CAMS certified and/or Wells Fargo AML/Sanctions Credential Program, etc.)

  
  Job Expectations:

• This position is not eligible for Visa sponsorship

1525 W W T Harris Blvd., CHARLOTTE, NC 28262

221 N KANSAS ST., EL PASO, TX 79901

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role you will:

• Support customer engagement by processing teller transactions, sharing digital solutions, and making appropriate introductions to bankers

• Complete operational activities while minimizing risks under established policies

• Perform routine transactional, operational, and customer support tasks efficiently through knowledge of bank procedures and products, as well as partners across the organization

• Receive direction from managers and exercises judgment within defined policies and procedures

• Escalate questions and issues to more experienced roles

• Interact with customers and individuals to demonstrate care, build relationships, and complete requested transactions

• Identify information and services to meet customers financial needs

Required Qualifications:

• 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 6+ months of experience interacting with people, demonstrated through work, military, or education

• Customer service focus with experience handling complex transactions across multiple systems

• Ability to educate and connect customers to technology and share the value of mobile banking options

• Ability to interact with integrity and professionalism with customers and team members

• Experience working with others on a team to meet customer needs

• Cash handling experience

• Ability to follow policies, procedures, and regulations

• Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss

• Well-organized, independent and able to prioritize in a fast-paced environment

• Ability to exercise judgment, raise questions to management, and adhere to policy guidelines

• Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting

• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues

Job Expectations:

• Ability to work a schedule that may include most Saturdays

• This position is not eligible for Visa sponsorship

Posting Location(s):

• 9771 Mission Gorge Road, Santee, CA 92071

• 7080 Broadway, Lemon Grove, CA 91945

• 475 Fletcher Pkwy, El Cajon, CA 92020

• 250 N Second Street, El Cajon, CA 92021

• 1235 Avocado Ave., El Cajon, CA 91941

• 2366 Jamacha Road, El Cajon, CA 92019

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role you will:

• Support customer engagement by processing teller transactions, sharing digital solutions, and making appropriate introductions to bankers

• Complete operational activities while minimizing risks under established policies

• Perform routine transactional, operational, and customer support tasks efficiently through knowledge of bank procedures and products, as well as partners across the organization

• Receive direction from managers and exercises judgment within defined policies and procedures

• Escalate questions and issues to more experienced roles

• Interact with customers and individuals to demonstrate care, build relationships, and complete requested transactions

• Identify information and services to meet customers financial needs

Required Qualifications:

• 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Bilingual speaking and listening proficiency in Spanish/English

Desired Qualifications:

• 6+ months of experience interacting with people, demonstrated through work, military, or education

• Customer service focus with experience handling complex transactions across multiple systems

• Ability to educate and connect customers to technology and share the value of mobile banking options

• Ability to interact with integrity and professionalism with customers and team members

• Experience working with others on a team to meet customer needs

• Cash handling experience

• Ability to follow policies, procedures, and regulations

• Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss

• Well-organized, independent and able to prioritize in a fast-paced environment

• Ability to exercise judgment, raise questions to management, and adhere to policy guidelines

• Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting

• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues

Job Expectations:

• Ability to work a schedule that may include most Saturdays

• This position is not eligible for Visa sponsorship

• Must take and pass required language assessment

546 Spring Street, Paso Robles, CA 93446

Pay Ranges:

Paso Robles, California- Pay Range: $20.00 - $ 26.00 Hourly

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Serve as financial crimes/anti-money laundering expert for the team. This includes supervising multiple workflows and leading exploratory projects.

• Lead a team of analysts that conduct deep transactional due diligence on Correspondent Banks, Money Service Businesses, and Third Party Payment Processors ("Payment Intermediaries") to identify, assess, monitor, measure, and assess risk.

• Assist in the development of strategies to identify risk among large sets (sometimes millions) of transactions.

• Mentor and lead new and existing employees through the research and transactional data analysis.

• Perform TRIG delegate secondary reviewer and approver duties. This includes reviewing the strategy, final report, and escalations, prior to the publication of each review.

• Collaborate, consult, and/or escalate material observations and escalations to management and maintain connectivity with peer LBAS across TRIG to ensure connectivity and identification of emerging financial crimes risks, trends, or typologies.

• Lead discussions with data partners, senior managers, and cross-functional business partners to ensure strategies developed include appropriate risk attributes.

• Act as a point of contact to the business, FCO and FCRM, when escalations require further discussions. This includes leading exploratory transactional reviews to scope target populations, managing and coordinating partner feedback and reviewing risk presentations that require visibility from senior management and governance.

• Review new or existing controls, procedures, or process modifications that impact the execution of the reviews.

Required Qualifications:

• 5+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Expert understanding of financial crimes risks.

• Knowledge of transactional products (wires, ACH, check, cash vault, etc.).

• Strong understanding of Wells Fargo AML policy/procedures, higher risk customers, and complex business models.

• Experience with higher risk customers such as financial institutions, money service businesses, third party payment processors, and fintechs.

• Excellent verbal, written, and interpersonal communication skills.

• Strong ability to develop partnerships and collaborate across business units.

• Experience managing workflows with ability to provide live direction, coaching and training on process/procedures.

• Advanced MS Excel with the ability to manage extremely large and complex sets of transactional data.

• Intermediate PowerPoint experience with the ability to present to senior management.

• Bachelor’s degree in business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant fields.

• Industry certifications (e.g. CAMS certified and/or Wells Fargo AML/Sanctions Credential Program, etc.)

Job Expectations:

• This position offers a hybrid work schedule.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role you will:

• Lead, manage and develop a team of branch managers to ensure an exceptional customer and team experience, manage risk, and support growth across multiple branch locations

• Identify and recommend process improvement opportunities to partners by ensuring that colleagues are aligned with applicable regulations, policy and procedure requirements, operational expectations, audit, and escalation processes

• Determine appropriate strategies and actions of the regional banking team to meet the regional branch objectives

• Interpret and deploy branch performance objectives, and lead transformational changes in the region

• Collaborate with partners, peers, and other leaders to understand the trends in the business and execute strategies in alignment with internal goals while managing risk

• Manage allocation of people and financial resources for Regional Banking

• Develop and guide a culture of talent development to meet business objectives and strategy

Required Qualifications:

• 6+ years of banking, financial services, or Branch Network experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 3+ years of management or leadership experience

Desired Qualifications:

• Experience leading the execution of business strategies to support an excellent customer experience, high performing teams and growth in the business

• Management experience including hiring, coaching, and developing direct reports

• Ability to effectively manage managers

• Experience managing business units in multiple locations

• Strong analytical skills with high attention to detail and accuracy

• Experience building and maintaining effective relationships with customers and internal partners

• Excellent verbal, written, and interpersonal communication skills

• Ability to effectively network and represent Wells Fargo within the community

• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important

• Ability to interact with integrity and professionalism with customer and team members

• Ability to effectively manage time and competing priorities, exercise independent judgment, and use critical thinking skills

• Ability to lead a team to influence, educate, and connect customers to technology and share the value of digital banking options

• Experience in identifying and managing regulatory compliance and risk

• Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadershipreporting

• Adaptable and flexible coaching style which takes into account the needs and learning styles of a diverse team

• Experience in coaching and influencing management, as well as experience with the affluent or high net worth customer segment

Job Expectations:

• Ability to work a schedule that may include most Saturdays

• Ability to travel up to 50% of the time

• This position is not eligible for Visa sponsorship

Branches this position will cover/manage:

• 8th & Grand - 750 S Grand Ave., Los Angeles, CA 90017

• Adams & Broadway - 141 W Adams Blvd., Los Angeles, CA 90007

• Beverly-Fairfax - 137 N. Fairfax Ave., Los Angeles, CA 90036

• Daly Street - 2511 Daly Street, Los Angeles, CA 90031

• First Interstate Tower - 707 Wilshire Blvd., 1st Floor, Los Angeles, CA 90017

• Koreatown - 3150 Wilshire Blvd., Los Angeles, CA 90010

• Larchmont Village - 245 N Larchmont Blvd., Los Angeles, CA 90004

• Little Tokyo - 232 E 2nd Street, Los Angeles, CA 90012

• Los Angeles Main - 333 S Grand Ave., 1st Floor, Los Angeles, CA 90071

• Market & Produce - 1244 E 8th Street, Los Angeles, CA 90021

• Midtown Plaza - 4700 W Pico Blvd., Suite R, Los Angeles, CA 90019

• Miracle Mile - 6301 Wilshire Blvd., Los Angeles, CA 90048

• Wilshire-Lucas - 1200 Wilshire Blvd - Los Angeles, CA 90017

• Western & Wilshire - 670 S Western Ave., Los Angeles, CA 90005

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

The following job profile is intended to provide a general sense of what Relationship Bankers do; however, the day-to-day duties and responsibilities will differ from branch to branch and even banker to banker depending on several variables, including (but not limited to) years of experience, complement of customers serviced, banking services and options of various customers, and customer needs.

In this role you will:
• Employees who are not fully licensed at the time of hire will participate in the Branch Banking Licensed Banker licensing program as a Relationship Banker LP (SAFE). This is a temporary position until employee has successfully completed licensing requirements. Upon successful completion, employees will transition to the Relationship Banker (SAFE) role and perform the following duties:
• Participate in building relationships with customers and spend time understanding required needs
• Identify opportunities for offering a full range of Wells Fargo retail banking deposit and credit products and services, based on customers' needs
• Analyze tactical business challenges related to full-service banking experience to emerging affluent and high-value customers
• Present recommendations for resolving inquiries and service requests regarding customers' accounts
• Open and service accounts within authorized limits, create plans for follow-up and scheduled contacts with customers
• Provide information to internal partners and external sources to further enhance the customer experience
• Identify opportunities to leverage partners and connect customer with the appropriate partner or relationship manager to meet their needs
• Partner with financial advisors to understand appropriate introductions to address the needs of customers with investment or retirement needs
• Provide self-service digital banking options to customers
• This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

Required Qualifications:
• 2+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 1+ year of assessing and meeting the needs of customers or helping with issue resolution, demonstrated through work or military experience
• 1+ year of building and maintaining effective relationships with customers and partners

Desired Qualifications:
• Successfully completed Financial Industry Regulatory Authority (FINRA) Series 6 and Series 63 examinations (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration
• State Insurance license(s)

Bilingual English/Spanish speaking proficiency
• Customer service focus with experience handling transactions across multiple systems
• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues
• Strong verbal, written, and interpersonal communication skills
• Knowledge and understanding of book of business processes to actively manage a group of Wells Fargo customers to meet their needs and grow the business
• Ability to be proactive, innovative, and creative in meeting customer and enterprise needs
• Ability to make client calls and actively participate in the sales development process
• Knowledge and understanding of retail compliance controls, risk management, and loss prevention
• Ability to follow policies, procedures, and regulations
• High motivation with ability to successfully meet team objectives while maintaining individual performance
• Experience mentoring and peer- coaching
• Experience assessing customer needs and recommending products/services to fulfill those needs
• Experience using business acumen to provide financial services consultation to small business customers
• Knowledge and understanding of financial services consumer lending products
• Ability to educate and connect customer to technology and share the value of mobile banking options
• Ability to interact with integrity and professionalism with customers and employees

Job Expectations:
• Ability to work a schedule that may include most Saturdays
• Adherence to Wells Fargo sales practices risk management culture
• Current registration for FINRA Series 6 and Series 63 (or FINRA recognized equivalents) is required for this role or must be completed within a specified period. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite will be required
• For the following states where hired, FINRA Series 65 (or equivalent) examination will also be required to be attempted within a specified period of time: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. The State of WY permits referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. This list of states is subject to change and Series 65 (or equivalent) licensing requirement would be based on current state requirements during employment
• State Insurance license(s) are required for this role and must be completed within a specified period
• Licensing requirements and expected completion timeline (determined by the number of licenses needed) will be communicated to the candidate upon offer acceptance
• Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance
• This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site(http://fedregistry.nationwidelicensingsystem.org)provides the MU4R questions and registration required for employment in this position
• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards
• A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
• This position is not eligible for Visa sponsorship

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

The following job profile is intended to provide a general sense of what Relationship Bankers do; however, the day-to-day duties and responsibilities will differ from branch to branch and even banker to banker depending on several variables, including (but not limited to) years of experience, complement of customers serviced, banking services and options of various customers, and customer needs.

In this role you will:
• Employees who are not fully licensed at the time of hire will participate in the Branch Banking Licensed Banker licensing program as a Relationship Banker LP (SAFE). This is a temporary position until employee has successfully completed licensing requirements. Upon successful completion, employees will transition to the Relationship Banker (SAFE) role and perform the following duties:
• Participate in building relationships with customers and spend time understanding required needs
• Identify opportunities for offering a full range of Wells Fargo retail banking deposit and credit products and services, based on customers' needs
• Analyze tactical business challenges related to full-service banking experience to emerging affluent and high-value customers
• Present recommendations for resolving inquiries and service requests regarding customers' accounts
• Open and service accounts within authorized limits, create plans for follow-up and scheduled contacts with customers
• Provide information to internal partners and external sources to further enhance the customer experience
• Identify opportunities to leverage partners and connect customer with the appropriate partner or relationship manager to meet their needs
• Partner with financial advisors to understand appropriate introductions to address the needs of customers with investment or retirement needs
• Provide self-service digital banking options to customers
• This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

Required Qualifications:
• 2+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 1+ year of assessing and meeting the needs of customers or helping with issue resolution, demonstrated through work or military experience
• 1+ year of building and maintaining effective relationships with customers and partners

Desired Qualifications:
• Successfully completed Financial Industry Regulatory Authority (FINRA) Series 6 and Series 63 examinations (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration
• State Insurance license(s)

Bilingual English/Spanish speaking proficiency

• Customer service focus with experience handling transactions across multiple systems
• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues
• Strong verbal, written, and interpersonal communication skills
• Knowledge and understanding of book of business processes to actively manage a group of Wells Fargo customers to meet their needs and grow the business
• Ability to be proactive, innovative, and creative in meeting customer and enterprise needs
• Ability to make client calls and actively participate in the sales development process
• Knowledge and understanding of retail compliance controls, risk management, and loss prevention
• Ability to follow policies, procedures, and regulations
• High motivation with ability to successfully meet team objectives while maintaining individual performance
• Experience mentoring and peer- coaching
• Experience assessing customer needs and recommending products/services to fulfill those needs
• Experience using business acumen to provide financial services consultation to small business customers
• Knowledge and understanding of financial services consumer lending products
• Ability to educate and connect customer to technology and share the value of mobile banking options
• Ability to interact with integrity and professionalism with customers and employees

Job Expectations:
• Ability to work a schedule that may include most Saturdays
• Adherence to Wells Fargo sales practices risk management culture
• Current registration for FINRA Series 6 and Series 63 (or FINRA recognized equivalents) is required for this role or must be completed within a specified period. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite will be required
• For the following states where hired, FINRA Series 65 (or equivalent) examination will also be required to be attempted within a specified period of time: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. The State of WY permits referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. This list of states is subject to change and Series 65 (or equivalent) licensing requirement would be based on current state requirements during employment
• State Insurance license(s) are required for this role and must be completed within a specified period
• Licensing requirements and expected completion timeline (determined by the number of licenses needed) will be communicated to the candidate upon offer acceptance
• Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance
• This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site(http://fedregistry.nationwidelicensingsystem.org)provides the MU4R questions and registration required for employment in this position
• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards
• A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
• This position is not eligible for Visa sponsorship

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.