דרושים Credit Risk Specialist - Us Mortgage Underwriting ב-Wells Fargo ב-India, Hyderabad

In this role, you will:

• Provide servicing activities for low to moderately complex commercial products
• Coordinate all aspects of resolving open customer service issues and interact with internal and external customers
• Provide customer service, loan and regulatory diligence and ensure compliance with all bank policies, procedures, and regulatory requirements
• Evaluate and upload data into the systems of record
• Serve as primary liaison and work collaboratively with Sales, Legal, Control and Risk, Technology, and various Operations and company teams as necessary to progress customer-focused needs
• Review and negotiate basic loan servicing transactions, evaluate risks, and devise strategies to mitigate risks and identify procedural modifications
• Serve as an escalation point in the resolution of client issues
• Provide guidance and training to peers
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements

Required Qualifications:

• 2+ years of Commercial Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• University Masters/Bachelor's degree in Business or related discipline
• Strong knowledge of MS-Excel, MS-Word
• Good English Oral and written communication skills
• Strong analytical, problem solving, and document interpretation skills
• Knowledge in Commercial Mortgage Servicing
• Flexible with the shift timings (6:30pm - 3:30am)

Job Expectations:

• Flexibility towards work on differentprocesses/assignments
• Working with teams and be an active participant
• Exhibits a commitment to the company
• Ability to set priorities, plan and organize work
• Demonstrates/maintainsprofessional conduct under all circumstances
• Ability to conduct process trainings as when required
• Ability to work independently and generate MIS reports for the process
• Takes ownership for the responsibilities
• Motivates himself and the team in achieving team goals
• Good understanding of risk and compliance

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead a variety of servicing activities for moderately complex commercial products, including coordinating all aspects to ensure customer resolution
• Evaluate and upload data into the systems of record to ensure compliance with all bank policies, procedures, and regulatory requirements
• Coordinate all aspects of resolving open customer service issues; interact with internal and external customers
• Serve as primary liaison and work collaboratively with Sales, Legal, Control and Risk, Technology, and various Operations and company teams as necessary to progress customer-focused needs
• Review and negotiate moderately complex loan servicing transactions, evaluate risks, and devise strategies to mitigate risks and identify procedural modifications
• Serve as an escalation point in the resolution of client issues
• Conduct quality reviews and monitor key performance metrics as related to efficiencies and effective processes
• Identify activities of the team to ensure conformity with established procedures
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• May lead projects, teams, or serve as a mentor for lower-level staff; may contribute to strategic initiatives
• Independently resolve moderately complex issues and lead team to meet deliverables while leveraging solid understanding of the function, policies, procedures, and compliance requirements

Required Qualifications:

• 4+ years of Commercial Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Job Expectations:

• Demonstrate deep understanding of the insurance and mortgage industry , including regulatory requirements and operational workflows.
• Maintain up-to-date knowledge of escrow disbursement processes , including money movement protocols and compliance standards.

Desired Qualifications:

• Graduate and Above

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
• Lead projects, teams, and mentor less experienced staff
• Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead support functions or operations for multiple business groups and contribute to large scale strategic initiatives
• Ensure efficiency, quality, cost effectiveness of solutions, and pipeline management relating to assigned operations
• Research moderately complex business, operational, and strategic initiatives that require analytical skills, basic knowledge of organizational strategy and Business Execution, and understanding of international business
• Work independently to make recommendations for support function by providing support and leadership
• Assist in the planning and execution of a variety of programs and initiatives that may include risk mitigation, efficiency, and customer experience
• Collaborate and consult with team leaders in developing project plans, policies and procedures
• Provide leadership in management of relationships and implementation of programs, services, and initiatives with cross functional business partners
• ProvideTraining, Procedures and RCSA/Risk Support. Manage risk management by supporting decentralized effort on training, procedures, and Risk support for each function within CIBLO.

Required Qualifications:

• 4+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 4+ years of experience in Risk management , Control management, RCSA/ risk support
• 4+ years of experience in automation or executing projects using Power BI and Python
• Experience in providingTraining, Procedures and RCSA/Risk Support. Manage risk and control management by supporting decentralized effort on training, procedures, and Risk support for each function within CIBLO.

Job Expectations:

• ProvideTraining, Procedures and RCSA/Risk Support. Manage risk and control management by supporting decentralized effort on training, procedures, and Risk support for each function within CIBLO.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Participate in less complex analysis and modeling initiatives, and identify opportunity for process production, data reconciliation, and model documentation improvements within Risk Management
• Review and analyze programing models to extract data, and manipulate databases to provide statistical and financial modeling, and exercise independent judgment to guide new and existing projects with medium risk deliverables
• Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management
• Present recommendations for resolving data reconciliation, production, and database issues
• Exercise independent judgment while developing expertise in policy governance, risk projects, and regulatory requests
• Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business

Required Qualifications:

• 2+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Teradata experience
• 2+ years of Risk Analytics, Board & Regulatory Reporting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 2 years of experience SQL, Teradata, and or Hadoop experience.
• 2 years of experience with BI tools such as Tableau, Alteryx or Power BI applications.
• 2+ years of experience in risk (includes compliance, financial crimes, operational, audit, legal, credit risk, market risk).
• Experience researching and resolving data problems and working with technology teams on remediation of data issues.
• Experience with BI tools such as Tableau or Power BI applications
• Outstanding problem solving and analytical skills with ability to turn findings into strategic imperatives
• Excellent verbal, written, and interpersonal communication skills
• Ability to motivate staff to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Experience with hands-on risk reporting and intelligence
• Ability to develop and maintain data documentation including Governance and Oversight (G&O) artifacts
• Ability to perform in-depth analytics (both Ad-hoc and structured) and provide reporting or results to both internal and external stakeholders.
• Experience, understanding, and knowledge of financial exposures such as: Deposits, Direct Credit, Debt and Equity Securities, Derivatives, and SFTs
• Experience working across Finance, Basel, Counterparty, Market and Credit Risk domains
• Ability to think creatively to synthesize recommendations for the remediation and reconcilement of reporting data
• Strong validation and reconciliation competencies, data mining and intellectual curiosity
• Strong writing skills – proven ability to translate data sets and conclusions drawn from analysis into business/executive format and language
• Strong presentation skills and ability to translate actionable results simplistically

Job Expectations:

• The candidate will be a Risk Analytics Consultant in the Reporting team.

• This team is responsible for the production of Enterprise risk reporting and the execution of control activities related to report production.

• The team is also responsible for designing, developing, testing, and documenting activities related to key enterprise risk reports. This role will interface with Domain Risk lines across Wells Fargo, Data Management, Governance, and Innovation team(s); and produce documents that include but are not limited to Business Requirements Documents and existing reporting guides. This role will conduct User Acceptance Testing of reports for technology releases and prepare daily risk report monitoring.

• The Consultant will also own reporting for new regulations, monitoring new risks for ad-hoc requests, and documentation. An understanding of Data Governance, BCBS 239 reporting principles, and internal Wells Fargo policies and oversight groups including G&O standards and artifacts will assist in maintaining regulatory compliance standards.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead or participate in high level technical concepts spanning technology and business
• Develop specifications for complex infrastructure systems, design and test solutions
• Contribute to the testing of business, application and technical infrastructure requirements
• Drive solutions to reduce recovery
• Review and analyze solutions for cloud security, secrets management and key rotations
• Design, code, test, debug and document programs using Agile development practices
• Design complex system upgrades
• Resolve troublesome trends as they develop
• Develop a long range plan designed to resolve problems and prevent them from recurring
• Direct the daily risk and control flow of operations, focusing on policies, procedures and work standards to ensure success
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

Required Qualifications:

• 4+ years of Technology Infrastructure Engineering and Solutions experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Aforward-thinkingAI-Driven Application Packaging Specialist with extensive experience on Applicationpackaging\virtualizationprocess workflow, best practices & standards.
• Should have automation through scripting and using AI tools.
• Packaging applications using Admin studio InstallShield, VMware App Volumes\DEM, Numecent, Intune, PowerShell Studio and App deployment tool kit.
• Application onboarding, provisioning & deployment via Intune platform.
• Create and/or modify scripts & script wrappers, for application Management.
• Develop and maintain PowerShell and other scripts to automate system tasks to streamline Application packaging BAU requirements.
• Package applications for Win 10 & remediate the non-compatible applications.
• Troubleshooting and Support Diagnose and resolve issues related to VMWare infrastructure and application stack. Provide support for application-related problems in virtual DEM environments.
• In depth Windows & Application knowledge for both packaging & testing perspective.
• Application Stack Management Life cycle management ofapplications/AppStacks:Requirements, Packaging, Testing, Scheduling, Deployment, Updating, Retirement of Individual and Model Appstacks.
• Exposure to GenAI Studio Workbench or similar platforms for building AI agents
• Familiarity with AI tools and frameworks for process automation and self-service enablement.
• Apply AI-driven automation to simplify repetitive tasks such as service request validation, UAT provisioning, and change creation for production staging.

Job Expectations:

• Strong Knowledge onIntune,Numecent,AI Automation tools,Windows 365
• Application deployment through SCCM & Intune (Package & application models).
• VMWare Horizon & Install Shield
• WISE and Power shell Scripting
• Exit and decommission Citrix Published Applications by the end of 2025.
• De commission the WAVE environment by offboarding 44k users and migrating them to either Cloud PC or Windows 11 devices.
• Deliver a strategic trader desktop solution (Numecent) . equipping 2000 traders with modern hardware and software . This initiative will not only enhance traders efficiency but also improve the enterprise’s financial outcome.
• Must have understanding inpackaging/Virtualizationprocess workflow using Windows Installer best practices and standards.
• Ready to work in flexible hours and must have adept customer-service skills.
• Good understanding of files/registries and ability to troubleshoot Windows Operating system related issues.
• Good at multitasking, Handle multiple requests to ensure all packages are delivered within SLA & meet the business emergencies.
• Perform internal testing/quality assurance to ensure package complies with standards.
• Coordinate testing and User Acceptance Signoff with application owner.
• Remediate issues discovered during testing or deployment.
• Engage internal customer to obtain packaging requirements and create technical documents with solutions to meet requirements and scale to large environment.
• Engage ApplicationOwner/Developer/Vendorto assist with technical configuration when necessary.
• Create change requests in change management system when applicable by following enterprise standards.
• Engage with project teams as needed to provide packaging and deployment support.
• Good written and communication skills. Process adherence and timely escalation.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Act as a data steward; participate in low to moderate complexity data integrity and quality initiatives and reviews of business systems; identify opportunities for process improvement with business systems
• Review and analyze basic data quality audits with low to moderate risk; research and resolve data quality issues related to systems, data sets and data connections
• Present recommendations for resolving low to moderate complexity data quality issues and exercise independent judgment while developing expertise in the data quality standards and control framework; escalate and remediate low to moderate complexity data quality issues
• Collaborate and consult with business, risk partners, and technical staff, including Enterprise Data Management and Technology functions, to triage and remediate data quality issues
• Ensure compliance with Enterprise Data Management policies, standards, and technology and facilitate execution of business data standards and control frameworks
• Understand the complete data lifecycle from data creation and capture to data processing, storage, and usage
• Identify and track end-to-end data lineage using traditional methods and systemic tools
• Actively engage in identifying solutions to improve data and implement data quality improvement plans

Required Qualifications:

• 2+ years of data quality or data management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Data Transformation (for example: business analyst)
• Finance
• Capital Markets product
• Product owner/back up product owner exposure (agile-scrum)
• Very good spontaneous communication
• Exposure to working with senior leadership, critical thinking problem solving abilities
• US Banking Regulatory reporting exposure is also beneficial (For example: FRY, FR2052a, FFIEC009)
• SQL working experience

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.