דרושים Secured Lending Underwriter ב-Wells Fargo ב-India, Bengaluru

In this role, you will:

• Lead complex initiatives including those that are cross-functional with broad impact and act as a key participant in large-scale planning for Wealth Underwriting
• Review, analyze, and evaluate complex challenges related to multi-faceted, larger scale high-net-worth loans structures, existing portfolio issues, and complex business, operational, or technical challenges that require an in-depth evaluation of multiple factors including intangible or unprecedented factors, present recommendations for resolution
• Make decisions on complex and multi-faceted credit risk management issues to ensure satisfactory credit portfolio risk examinations requiring solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements that influence and lead the Wealth Underwriting team to meet deliverables and drive new initiatives
• Strategically collaborate and consult with Wealth Underwriting peers, colleagues, and mid-level to senior level managers to resolve issues and achieve goals; serve as a peer mentor
• Partner with Custom Credit Banker and Financial Advisor to provide guidance on due diligence, credit, and loan document negotiations with clients

Required Qualifications:

• 5+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Required Qualifications

• Experience in Wealth Underwriting, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Participate in the partnership with the portfolio team on all aspects of portfolio business transaction process.
• Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting.
• Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables.
• Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

Required Qualifications:

• 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• The work involves performing Financial Analysis, and underlying risk activities for Asset Based Lending Finance portfolio. Works independently on moderately to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards, making suitable amends to the pricing of loans, based on financial performance and other parameters , as per credit policy.
• MBA (Finance), CFA or Chartered Accountant
• 2+ years of Secured Lending Underwriting experience/ credit rating
• 2+ years of experience in one or a combination of the following: End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers and continuous portfolio monitoring and related tasks.
• Strong verbal and written Communication skills

Job Expectations:

• Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
• Monitor timely receipt of customer documents like financials/ compliance certificate etc. and review the same for accuracy.
• Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
• Strong stakeholder management
• Build in-depth knowledge of the process and become an SME for process-related activities.
• Maintain and update reporting requirements as necessary.
• Quick learner and self-motivated
• Should be able to analyze Company’s management and equity sponsors’ strength & weaknesses.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Participate in the partnership with the Underwriting team on all aspects of new business transaction process
• Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting
• Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables
• Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals

Required Qualifications:

• 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• The work involves performing Financial Analysis, and underlying risk activities for Tech Finance portfolio. Works independently on moderately to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards, making suitable amends to the pricing of loans, based on financial performance and other parameters , as per credit policy.
• MBA (Finance), CFA or Chartered Accountant
• 2+ years of Secured Lending Underwriting experience/ credit rating
• 2+ years of experience in one or a combination of the following:End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers and continuous portfolio monitoring and related tasks.
• Strong verbal and written Communication skills

Job Expectations:

• Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
• Monitor timely receipt of customer documents like financials/ compliance certificate etc. and review the same for accuracy.
• Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
• Strong stakeholder management
• Build in-depth knowledge of the process and become an SME for process-related activities.
• Maintain and update reporting requirements as necessary.
• Quick learner and self-motivated
• Should be able to analyze Company’s management and equity sponsors’ strength & weaknesses.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead the development and execution of complex digital business plans, programs and initiatives which have impact across the enterprise with broad impact
• Act as key participant in large-scale planning
• Review and analyze complex digital strategy forproduct/functionality/experiencearea
• Influence digital strategy for the business line requiring in-depth evaluation of multiple factors including intangibles or unprecedented factors
• Make decisions in digital strategy forproduct/functionality/experiencearea requiring strong understanding of the business, policies, procedures and/or compliance requirements
• Lead a broad team of digital professionals to meet deliverables and drive new initiatives
• Strategically collaborate and consult with peers, colleagues and mid-level to senior managers to resolve issues and achieve goals
• Potentially lead projects, teams or serve as a peer mentor

Required Qualifications:

• 5+ years of digital product management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Ability to develop partnerships and collaborate with other businesses and functional areas.
• Proven track record of delivery in a matrix organization and understands the value of building cross-functional partnerships across the organization
• Ability to execute in a fast paced, high demand environment while balancing multiple priorities.
• At least 5 years of experience in financial services, preferably commercial or corporate banking.
• 4+ years of Agile experience
• 2+ years of Lending experience
• Strong understanding of business transformation, digital, information architecture, software build, design thinking and service design techniques.
• Demonstrable experience of engaging technology teams and other stakeholders to support important business decisions.
• Strong technical background, ability to lead technology feasibility conversations and understanding of API request/response parameters.
• Demonstrable knowledge of the product management discipline and agile software delivery with experience across all facets of the product development lifecycle.
• Excellent verbal, written, and interpersonal communication skills.
• Delivery Execution as a product manager including cross-functional team engagement (Global).
• UX/UI specific features or websites or portals and familiarity with prototyping tools and frameworks.
• Uses data & analysis to identify (i.e. reporting and tools like Tableau, Excel, MS Office) and define business requirements, while supporting the validity of the final product

Job Expectations:

• Enthusiastic, highly motivated, and detail-oriented individual with “can-do” attitude
• Ability to create clarity and structure in complex environment.
• Able to work effectively and collaboratively with different stakeholders.
• Excellent communication and problem-solving skills.
• Ability to thrive in rapidly changing and constantly evolving banking domain.
• Be proactive, pragmatic and solution oriented.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.